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My opinion has always been that it's a little like rolling the dice when you get an aftermarket CAI. If something breaks that's related to the engine (fuel injection problems took my 2005 GT out. if I'd had a CAI/tune on there they said that I probably would not have been covered by the factory warranty) you'll need to change out everything before taking it to the dealer.
Some people put trust in the law that the dealer has to prove that your mod caused the problem, but they forget the long length of time that you can be forced to wait before the dealer gets approval from Ford to fix your Mustang.
Sure, all the mechanics may have CAIs, but you're taking a chance that they'll honor your warranty these days. They have really gotten strict about it, according to some reports about how Ford isn't paying warranty claims as easily as in the good old days when they were selling a lot more cars.
If you don't want to be bothered with installing/uninstalling, don't have the patience to tune your car (the list of people who have problems with their aftermarket tune is a long one) or are just unable to work on your engine, go with the dealer install.
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