Cry for me!
#22
Not sure where you are getting your monthly payment numbers.. a $30,000 5 year loan , even with 0% interest rate would be 500$ a month
25k loan wouldbe 416.66 a month
edit* nm i just read your more recent posts.
Im at 355 a month for my 2011 gt 2.54% finance rate
25k loan wouldbe 416.66 a month
edit* nm i just read your more recent posts.
Im at 355 a month for my 2011 gt 2.54% finance rate
Last edited by Andy13186; 09-19-2012 at 08:58 AM.
#23
Just for clarity... You don't have to work for Ford to get X-Plan pricing... One of the benefits of being a membe of the Mustang Club of America (MCA) is that you can get a pin to get pricing... Granted membership cost must be factored into whether it is worth the hassle with X-Plan pricing, but for some it might be an option... I purchased my 2010 Eddie Bauer Explorer using it, but when I bought my 2012 Mustang, the dealership made a deal that was better than X-Plan pricing, so it depends on the dealership and how motivated they are to move their inventory.
Don
Don
#24
I've been in the same shoes back in 2009. It was towards the release of the 2010 model release with $3k incentives and the automatics were flying off the lots left and right. This was in the Washington DC/Baltimore area so many people aren't willing to take a manual, including myself. I've even had dealers looking 500+ mile radius to look for one and there was only ONE in eastern MD. I tried to negotiate with them and they were completely **** not to mention put 3k miles on it as a "demo car". It was a GT premium but I let that one go, $24,xxx with 3k miles on it was like owning a pre-owned anyways, not to mention the dealership owner had taken his family on a vacation with it...
I ended up going pre-owned which at the end of the day was the better way to go.
I ended up going pre-owned which at the end of the day was the better way to go.
#26
BigDinTexas was kind enough to send me what the X-Plan price for my area. It's not much different than what I was quoted from a local dealer.
#27
If you're a Costco member you can also use their auto program to get invoice pricing, or close to it. You CAN do better than it, but it gets you in the ballpark. I generally take Costco pricing, then email all the area dealers, so they can all see each other in the email, and ask who can beat the price.
#28
So spend $40 less at the grocery store each month. There are tons of ways to save $40 each month.
I got stuck on the numbers when I bought my car, and looking back, I could have easily paid an extra $50 each month for a higher end model.
Or, place an order for a custom built mustang. That way, you get exactly what you want, and you're not stuck paying more for a mustang that has options that you don't really want.
#29
Or, get a Ford Focus. Sometimes folks get so fixated on a plan and then when it doesnt go their way, get upset about it and stuck in analysis paralysis. It's only 50 bucks. Quit drinking starbucks like what, 6 times a month? There's the rest of your car payment.
#30
dude.....how did you know I have a Starbucks addiction????