Search



Go Back   MustangForums.com > Ford Mustang Tech > 2005 - 2014 Mustangs
Sign in using an external account
Register Forgot Password?
Search

2005 - 2014 Mustangs Discussions on the latest S197 model Mustangs from Ford.
Sponsored by Latemodel Restoration


Welcome to Mustang Forums!
Welcome to Mustang Forums.

You are currently viewing our forum as a guest, which gives you limited access to view most discussions and access our other features. By joining our community, at no cost, you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is free, fast and simple, so please join our community today!


Reply
 
 
 
 
Thread Tools Search this Thread
Old 07-24-2014, 01:45 PM   #1
Brandonscarinfo
 
Join Date: Jul 2012
Vehicle: 2008 Mustang V6 Premium
Location: CA
Posts: 39
Default Body Shop guys...get in here please

I was going to see my girlfriend.... and a guy in a silver turbo vw bug threw his door open....clips me..

And well now..I've on the verge of tears (not literally)...just really bummed...... my poor baby :'(

So...what do you all think the insurance will do? New bumper or get it fixed? Is there a light at the end of this dark tunnel (gt500 bumper upgrade perhaps)?
Need new rim?
How much do you think the insurance will cover and how much do you think the repair itself will be ?

The story is long...basically the dude tried to leave the scene and refused to give me his insurance and registration info... so I had to get the police involved... I think he just wanted to dip out and get a new door for a few hundred bucks or so and leave me to deal with my damage...


If you need better pictures I can run outside and snag a few more.

Thank you for your help.


Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.


His car...
Click the image to open in full size.
This ad is not displayed to registered or logged-in members.
Register your free account today and become a member on Mustang Forums!
Brandonscarinfo is offline   Reply With Quote
Old 07-24-2014, 01:51 PM   #2
Derf00
6th Gear Member
 
Join Date: Feb 2005
Vehicle: '08 S197 GT
Location: AZ
Posts: 9,685
Default

Does the guy actually have insurance?

Have your insurance contact his insurance, do NOT deal directly with his insurance. You will also want a diminished value claim against his insurance for your car. In addition to the repairs they are obligated to fix, they will also cut a check for the amount of potential resale value lost from the damage.
__________________
08 S197 GT Auto: FRPP Strut Tower Brace, FRPP Bullitt CAI, Bama 91-P Tune
Pending upgrades: Shaftmasters Aluminum 3.5" DS, FRPP 3.73 gears, Axle back exahust (?)

Quote:
Originally Posted by LostBoyz View Post
if you are getting 29mpg in your 5.0, you aren't driving it correctly
Derf00 is offline   Reply With Quote
Old 07-24-2014, 01:56 PM   #3
Brandonscarinfo
 
Join Date: Jul 2012
Vehicle: 2008 Mustang V6 Premium
Location: CA
Posts: 39
Default

Quote:
Originally Posted by Derf00 View Post
Does the guy actually have insurance?

Have your insurance contact his insurance, do NOT deal directly with his insurance. You will also want a diminished value claim against his insurance for your car. In addition to the repairs they are obligated to fix, they will also cut a check for the amount of potential resale value lost from the damage.

Got off the phone with my insurance a little bit ago. He has Geico. If I hadn't called the police I don't think I would have actually been able to get my car fixed...would of been like a hit and run?

I will let my insurance deal with it. Could you please explain more about this diminished value to me please?
Brandonscarinfo is offline   Reply With Quote
Old 07-24-2014, 01:56 PM   #4
SPARTAN VI
4th Gear Member

 
SPARTAN VI's Avatar
 
Join Date: Sep 2005
Vehicle: 2014 Ford Mustang GT
Location: Los Angeles, California
Posts: 1,902
Default

Yeesh, this really sucks. I feel for you.

The rear quarter panel can be pretty expensive to repair since it's part of the chassis and isn't simply swap-ready like bumpers, fenders, and such. You're probably looking at upwards of $1500-2000 at least. If you get stuck with the bill (i.e. found at fault) I'd use the deductible money to buy yourself a GT/CS rear bumper, hopefully you already have dualies, then let the body shop do the rest.
__________________

Epona :: 2005Mustang V6 Premium
Epona II :: 2014Mustang GT

Last edited by SPARTAN VI; 07-24-2014 at 01:58 PM.
SPARTAN VI is offline   Reply With Quote
Old 07-24-2014, 02:07 PM   #5
Brandonscarinfo
 
Join Date: Jul 2012
Vehicle: 2008 Mustang V6 Premium
Location: CA
Posts: 39
Default

Quote:
Originally Posted by SPARTAN VI View Post
Yeesh, this really sucks. I feel for you.

The rear quarter panel can be pretty expensive to repair since it's part of the chassis and isn't simply swap-ready like bumpers, fenders, and such. You're probably looking at upwards of $1500-2000 at least. If you get stuck with the bill (i.e. found at fault) I'd use the deductible money to buy yourself a GT/CS rear bumper, hopefully you already have dualies, then let the body shop do the rest.

Yeah I do have duals...just not sure if they will fit the GT/CS bumper? They are FR500s mufflers...

The Deputy said there was no way I was at fault based on the damaged area...where the guy was initially parked (in front of a fire hydrant) and the fact that I had the right away anyways.

There is no way this much damage could total the car...right? Last I checked... cars similar to mine..with less miles are going for about 7.5k :/
Brandonscarinfo is offline   Reply With Quote
Old 07-24-2014, 02:07 PM   #6
Derf00
6th Gear Member
 
Join Date: Feb 2005
Vehicle: '08 S197 GT
Location: AZ
Posts: 9,685
Default

The easiest way is tell YOUR insurance company you want to file a diminished value claim against the other guys insurance.

In a nut shell, even after your car gets fixed, it will be worth less than a similar car without the repair history. How much? Depends on numerous factors including type/age of the car, type/cost of repair, mileage etc. A diminished value claim/payment means the other guys insurance not only fixes the car but also pays you for that calculated lost value of what the car is now worth after being fixed.

Say your car was worth 10K before the accident but is now only worth 9K because of the repairs. The Other guys insurance would pay you about 1K in diminished value in addition to getting your car fixed.

More than you would care to know about diminished value claims:
http://www.learnvest.com/knowledge-c...surance-claim/

http://kielichlawfirm.com/insurance-...-value-claims/
__________________
08 S197 GT Auto: FRPP Strut Tower Brace, FRPP Bullitt CAI, Bama 91-P Tune
Pending upgrades: Shaftmasters Aluminum 3.5" DS, FRPP 3.73 gears, Axle back exahust (?)

Quote:
Originally Posted by LostBoyz View Post
if you are getting 29mpg in your 5.0, you aren't driving it correctly
Derf00 is offline   Reply With Quote
Old 07-24-2014, 02:22 PM   #7
Brandonscarinfo
 
Join Date: Jul 2012
Vehicle: 2008 Mustang V6 Premium
Location: CA
Posts: 39
Default

Quote:
Originally Posted by Derf00 View Post
The easiest way is tell YOUR insurance company you want to file a diminished value claim against the other guys insurance.

In a nut shell, even after your car gets fixed, it will be worth less than a similar car without the repair history. How much? Depends on numerous factors including type/age of the car, type/cost of repair, mileage etc. A diminished value claim/payment means the other guys insurance not only fixes the car but also pays you for that calculated lost value of what the car is now worth after being fixed.

Say your car was worth 10K before the accident but is now only worth 9K because of the repairs. The Other guys insurance would pay you about 1K in diminished value in addition to getting your car fixed.

More than you would care to know about diminished value claims:
http://www.learnvest.com/knowledge-c...surance-claim/

http://kielichlawfirm.com/insurance-...-value-claims/


Thank you very much!!

I will be calling my insurance right now.
Brandonscarinfo is offline   Reply With Quote
Old 07-24-2014, 05:15 PM   #8
pascal
S197 Section Modder-ator
 
pascal's Avatar
 
Join Date: Sep 2007
Vehicle: 06
Location: Orlando FL
Posts: 13,118
Default

Well your bumper is not hurt besides the paint so they won't write for a new one on this one.
Same with your quarter panel, it's not push in enough or structurally damage enough (judging by your pics) to get a new skin panel warranted.

Good advise from Derf00... get some funds for depreciation.
People always get screwed on this one cause they don't know about it and the Ins. Cie sure ain't gonna let you know about it.
Good luck with the repairs...
__________________
pascal is offline   Reply With Quote
Old 07-24-2014, 07:35 PM   #9
Brandonscarinfo
 
Join Date: Jul 2012
Vehicle: 2008 Mustang V6 Premium
Location: CA
Posts: 39
Default

Quote:
Originally Posted by pascal View Post
Well your bumper is not hurt besides the paint so they won't write for a new one on this one.
Same with your quarter panel, it's not push in enough or structurally damage enough (judging by your pics) to get a new skin panel warranted.

Good advise from Derf00... get some funds for depreciation.
People always get screwed on this one cause they don't know about it and the Ins. Cie sure ain't gonna let you know about it.
Good luck with the repairs...
Here are some more pics. They dont exactly do the damage justice...



Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.

Click the image to open in full size.
Brandonscarinfo is offline   Reply With Quote
Old 07-24-2014, 11:02 PM   #10
Roy_R
4th Gear Member
 
Roy_R's Avatar
 
Join Date: Apr 2008
Vehicle: 2008 Mustang GT
Location: San Diego, CA
Posts: 1,440
Default

That's not a salvage title....you'll be fine. With a good shop you won't even know it happened!
__________________
Life is a matter of risk and the chances of
success are in no way enhanced by extreme caution...
Roy_R is offline   Reply With Quote
Old 07-24-2014, 11:02 PM
MustangForums
Ford Mustang




Paid Advertisement

 
 
 
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Forum Jump

Advertising

Featured Sponsors
Vendor Directory
New Sponsors
All times are GMT -5. The time now is 12:41 AM.

© Internet Brands, Inc.

Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.

This forum is owned and operated by Internet Brands, Inc., a Delaware corporation. It is not authorized or endorsed by the Ford Motor Company and is not affiliated with the Ford Motor Company or its related companies in any way. Ford® is a registered trademark of the Ford Motor Company
Emails Backup