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I do not know you or your finances. You say you are bleeding out money right now. Is she going to be pleased you are now locked into lease payments at this time. Women are funny that way, and things do not always go as planned. Taken from my experience from being married.
if money is no object hands down the Explorer, however i have a 13 Escape Limited and very happy with it under $300.00 a MONTH, Just bought a Ruger Take Down with matching pistol and carry bag