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Snow day Collision... help please..

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Old 12-08-2013, 05:08 PM
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JohnnyCho
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Default Snow day Collision... help please..

So I had to drive in the freaking snowy weather of Texas.. and out of no where my car skids and rams a concrete wall on the highway...

My bumper is about to fall off and is cracked.. and my air bag deployed...
Does anyone know if the Ford ESP covers any of this?

And if not... how much would the repair costs be because I know that airbag isnt cheap..

Thanks..
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Old 12-08-2013, 05:14 PM
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JimC
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Why would you expect ESP to cover an accident? There isn't any warranty issue with you sliding on ice or snow. This is why you have car insurance.
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Old 12-08-2013, 05:19 PM
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JohnnyCho
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Ah... so could you please explain to me what the heck bumper -to- bumper coverage does?
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Old 12-08-2013, 05:20 PM
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akdoggie
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You have a 2010 so I'm sure you have insurance, right? If not, you are in for a fairly large bill. It would be at the least, air bag (s), module, probable sensor (s), front fascia, reinforcement, who knows what else. You could easily have 3-4 grand in damage. Like JimC said, why would Ford cover this on ESP? You did it, not Ford. Just wondering myself. Why wouldn't you just run it thru your insurance and let them foot the bill. That is why we have it. Your premium may go up next year, but, that's next year, right? lol.
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Old 12-08-2013, 05:25 PM
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bakerjd
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Originally Posted by JohnnyCho
Ah... so could you please explain to me what the heck bumper -to- bumper coverage does?
It covers issues pertaining to you driving the vehicle that can be attributed to the factory's quality, from bumper to bumper, NOT wrecking it!
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Old 12-08-2013, 05:27 PM
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AzPete
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Ford ESP bumper to bumper covers mechanical breakdowns on the systems listed in the paperwork. Nowhere does it include any type damage caused by an accident. Now, if you could prove that a mechanical failure caused the car to wreck, you might have a chance at something from Ford.....but also a long fight.

It sounds like you just screwed up while driving on slick roads.
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Old 12-08-2013, 05:28 PM
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akdoggie
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Originally Posted by JohnnyCho
Ah... so could you please explain to me what the heck bumper -to- bumper coverage does?
It covers the engine and transmission, rear end, etc, from part failure. This is not part failure. It is driver. It happens all the time. Sorry, you can't blame a company for something that you did. Black ice is nasty and costs insurance companies a ton of money each year.
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Old 12-08-2013, 05:34 PM
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JohnnyCho
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So.. I shouldnt take it to my dealership..
I just should just call my insurance company about it right.

Btw just out of curiosity how many of you guys actually have a warranty on yalls cars?
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Old 12-08-2013, 05:41 PM
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Stkjock
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You should turn the keys in at the dealer and start taking a bus.
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Old 12-08-2013, 05:43 PM
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JohnnyCho
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Hell, I might just get a bicycle and bike 20 miles to school.

But as for now what do I do?
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