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Geico sucks massive flaming, pustulating donkey balls

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Old 06-07-2010, 08:17 PM   #41
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Originally Posted by howarmat View Post
well tell them that is taken already and they arent going to get it!
Yup!!! that's for sure!
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Old 06-07-2010, 11:16 PM   #42
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Insurance companies are there for you until you need them! they are eager to rape you for your money but give you hell if you need them to "insure you'". I had geico for 1 term and never went back again.
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Old 06-07-2010, 11:18 PM   #43
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The Google ads on the forum pages key on words in the thread, so we have GEICO ads appearing. Somehow I do not think they are going to get much business from those viewing this thread.

Fancy a crisp to go with those massive, flaming, pustulating donkey *****?
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Old 06-08-2010, 05:58 AM   #44
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Have 4 claims within a couple years and you're going to get your rates jacked up or canceled outright. Doesn't matter who you're insured with. GEICO has some of the better rates around but the key to keeping those rates is to stay out of accidents and avoid getting chargeable moving violations.

$544/6mo for my 2010 GT and my wife's 04 Matrix. Full coverage on both.
$320/yr for my 08 SuperGlide.
GEICO

I had light hail damage claim last year on my truck and the Toyota. No increase in rates.

If they start jacking my rates, I'll go somewhere else. I had American Family for over 20 years and saved nearly 50% going to GEICO last year.
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Old 06-08-2010, 07:22 AM   #45
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Me and my girl have USAA their great! And they even do car loans too.
My wife and I have USAA and I financed my Mustang through them. We even get rebate checks from them every year if we are claim free for the previous year.
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Old 06-08-2010, 07:37 AM   #46
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one word of caution with USAA, a co-worker of mine was with them for many years, then after having to have his front windshield replaced 4 times in 3 years, due to cracks and chips it would not pass inspection, USAA sent investigator out to check up on him, and gave him a hard time about paying him for the windshields.
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Old 06-08-2010, 08:54 AM   #47
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one word of caution with USAA, a co-worker of mine was with them for many years, then after having to have his front windshield replaced 4 times in 3 years, due to cracks and chips it would not pass inspection, USAA sent investigator out to check up on him, and gave him a hard time about paying him for the windshields.
Not sure of all the details, but I can imagine that any Insurance company would be questioning of a situation like this. All USAA members are shareholders in the company, and you receive a check every year of your share of the profits made from the business side (usually 13-15 bucks or so, but still.) No matter how awesome they are, and they are, they are still a bank, and have to make sure the person is not committing fraud to protect all of the members/shareholders and I'm glad they do.
When I deployed to Iraq they dropped the interest on my Credit card to 0%, and seeing as I had very intermittent internet access, they forgave any late payments. When I forgot to pay the minimum one month on the credit card balance after returning stateside, they called me before applying penalties to offer me the chance to pay it before hitting me with late fees. I've been out of the military for a year and a half and they still insist on calling me by my former rank as a matter of respect(even when I remind them almost every call that I am no longer in the military, heh.) USAA is awesome, and I totally recommend anyone who is eligible to at least check them out. /end USAA a**kissing.
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Old 06-08-2010, 09:08 AM   #48
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my mother works at the post office. Would I qualify?
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Old 06-08-2010, 09:19 AM   #49
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Has anyone checked into insuring our cars as collectables with Grundy,Hagerty,Heacock, etc.They will insure them with agreed value coverage so in the event of a total you are not at the mercy of an adjuster with low ball used car values. The only downside usually is you must have another car for a daily driver, keep you Mustang garaged and you can't use the Mustang for daily transportation to work. Otherwise no limitations. I know this wouldn't be for everyone, but it is another alternative and usually very reasonable rates.
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Old 06-08-2010, 09:21 AM   #50
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my mother works at the post office. Would I qualify?
Here is the abbreviated eligibility list as per USAA's website - https://www.usaa.com/inet/ent_utils/...s_usaa_for_you

-Active military includes:

* Active-duty officers and enlisted personnel of the U.S. military. This also includes those serving in the Selected Reserve and federally recognized National Guard components of the U.S. Army, Air Force, Navy, Marine Corps and Coast Guard.
* Cadets/midshipmen at the U.S. service academies

-Military veterans with an Honorable Discharge.

-Spouses/Widows of current/former USAA Members

-Individuals at least 18 years of age whose parents are or were USAA members

As per the above list, I don't believe Federal/State employees are eligible, unless through previous Military service. Be aware that if your parents were in the military and you want to join, you will likely need to supply USAA with proof of their service in the form a DD214 form, which is a certificate of discharge from active duty unless they are current/former USAA members.
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Old 06-08-2010, 09:46 AM   #51
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I have my own Allstate story to tell. I had been a loyal customer for 25 consecutive years and my father was a retired agent. So you'd like that I should get some sort of benefit of the doubt, right? Within a single year, my car was broken into and then stolen. (Not my Stang, thankfully). They decided to run a full "investigation" because obviously I must be running some sort of insurance scam, right? To my complete surprise, my car was recovered, but it was stripped, trashed, and reeked of weed. They insisted that I take the car back instead of calling it a total because it was $500 cheaper for them to repair. As it turns out, the car cost a fortune to repair because they had to find all sorts of obscure parts to restore it. They probably spent several thousands more than if they'd just totaled it. Karma? I think so. But my car reeked of weed for months after that. Believe me, I stayed within the posted speed limits when I drove it.
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Old 06-08-2010, 10:07 AM   #52
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$185/mo is not good. I pay $111/mo for 3 cars a 2004 Jeep Liberty Limited, 2002 Ford F150 FX4 and a 2006 Mustang GT. I use Travelers. I have not been able to find anything less expensive for the last 10 yrs.
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Old 06-08-2010, 10:10 AM   #53
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what is travelers?
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Old 06-08-2010, 11:01 AM   #54
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$220 per month for my '05 with State Farm(was $275/mth at one point)

Don't get me started on insurance companies
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Old 06-08-2010, 11:16 AM   #55
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I have State Farm, and I haven't had too much trouble with them. Been with them for 7 years now, Have Full Coverage on my 97 Cobra and I am paying $69/month (granted I have a multi car family discount).

Back when I was 19, I was hit head on by a teenager, and technically I wasn't covered (I lost my job, so my parents were paying my insurance...2 months in a row checks from both mom and dad were sent back) so at first they didn't want to cover my accident. But with a little bit of convincing from the lawyer, State Farm did their part and gave me $10,200 for a truck I had bought 6 months previous (from the dealer) for $9k out the door.

Maybe I just had luck with my coverage...?

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Old 06-08-2010, 11:25 AM   #56
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$185/mo is not good. I pay $111/mo for 3 cars a 2004 Jeep Liberty Limited, 2002 Ford F150 FX4 and a 2006 Mustang GT. I use Travelers. I have not been able to find anything less expensive for the last 10 yrs.
I think my mom uses Traveler's and is really happy and pays pretty low rates with good coverage
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Old 06-08-2010, 01:13 PM   #57
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what is travelers?

http://www.travelers.com/
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Old 06-08-2010, 01:18 PM   #58
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Been with USAA for 7 years or so now and highly recommend them. I pay less than $140/month for two cars.

I totalled a Mazda6 rental car in 2008 while on vacation and didn't have to pay a cent out of pocket, nor did my rates go up.

Other than that, neither my wife nor I have ever had an at fault accident though.

Great company with great customer service.
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Old 06-08-2010, 01:31 PM   #59
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Ah insurance . . . at what point did we start calling them car insurance companies and stop calling them the mafia? We pay each month for their protection in the event something happens . . . and we MUST have it.
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Old 06-08-2010, 06:01 PM   #60
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Man i F'in hate GEICO! So was all defending Geico a few months back when i had my 05 vert and the car was vandalized and they paid out $6K in repairs without any issues. Last year my wife got in two minor fender benders, they paid out less than 2K total in all. We pay $185 for my new stang and her new 10 Edge. We pay a total of $185 monthly right now total for excellent coverage with Geico.

i get this letter in the mail from them today saying my policy is terminated, 7 DAYS before it is set to renew. I call them up to see what the deal is and they tell me, well it's not cancelled but because of the claim you filed this month on your mustang we had to move you into our higher rate class. I said what claim? I called to ASK THE F'ING PROCEEDUR IF I WANTED TO FILE THE CLAIM and what i should do, NOT TO FILE A CLAIM. i told the lady i talked to no less than 3 times that i only wanted information on what to do not to file a claim, like any insurance agent would offer you. they instead filed it as a claim, used that claim filing, that they paid nothing out on, to decide I needed to be in a high risk group. They wanted to charge me $590 PER MONTH for my insurance and were set to take it out of my account Monday, 7 days notice to add $400 a month to my rates. WTF!

i called up All State, who offered me my $185 monthly rate for both cars and switched within an hour of talking to those a holes. If you are with Geico, I suggest you shop around and soon. They are a bunch of crooks.

wow sorry to hear man this really sucks i have geico and i and love them so far i have a clean history to (knock on wood) but glad you got the same payments else where.
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Old 06-08-2010, 06:01 PM
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