Question for the Youngin's with Terminator's - Page 3

jrherald420 · 12-25-2008, 06:16 PM

wow when i was 19 i had a 99 saturn sl1 and the cheapest place for me to get insurance was safe auto because of my record, i was 1 point from loosing my licence. i was paying 312.00 a month for liabality!!!!! but now im 27 my wife and i pay 230.00 a month for full coverage on a 2002 mustang gt and 2003 trailblazer thru progressive. when i turned 25 my rates dropped 90.00 a month just on my saturn.

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ATFPat · 12-25-2008, 07:16 PM

Quote:

Originally Posted by Grabber

Give state farm a call. They might beat the prices you have been quoted on by other insurance companies.

State farm is the way to go. I remember paying $230 a month full coverage with a Focus with Allstate. When I got the GT last year, they wanted to charge me like $300 a month for the GT. Called State farm and ended up paying like $160 a month.

Now I have a Cobra at age 24 and paying around $110 a month full boat. I also have a clean record and my job would kinda require me to keep it that way (Police).

Also from experience, MOST of the time when you pay for car insurance isnt for the service. I payed all that money to Allstate and they were HORRIBLE. Allstate is the worst or atleast the officer in Hatboro, PA is. That place is filled with horrible customer service.

cd03 · 12-26-2008, 02:24 AM

all this insurance talk got me wonderin. is mine kinda high? 205/month, full coverage, 99 cobra w/ 30,000 miles? im at all state i think. i pay it but i just give my mom the money. im 19 and on my own plan bc i have 6 points but its backed up by my moms plan or sumtihn.

jrherald420 · 12-26-2008, 07:15 AM

Quote:

Originally Posted by cd03

all this insurance talk got me wonderin. is mine kinda high? 205/month, full coverage, 99 cobra w/ 30,000 miles? im at all state i think. i pay it but i just give my mom the money. im 19 and on my own plan bc i have 6 points but its backed up by my moms plan or sumtihn.

man for how many points you have your getting a great deal!!!! i dont think youll find full coverage any cheaper.

Roushstang07 · 12-26-2008, 12:55 PM

Yea, I dont know its high I know that, what I may do is put one of my parent's down as a primary and ill just pay the difference,

i have looked into a 5.0 Cobra, they'll still somewhat high in price 10-12K i found some for but its still kinda steep.

Also I have gotten a quote on a 94-95 Cobra and Esurance want's 1685 for 6 months. and like 322.56 something every month.

its still kinda high.

Mustang3GT07 · 12-26-2008, 02:34 PM

$250.00 for car payment. I finance $11k. I traded in my paid of 07 GT towards this cobra.

$340.00 month for insurance with 2 tickets.

I'm 20. I'm thankful I got a good job where I make $475.00 a week and can still manage to go to school.

timspony · 12-26-2008, 04:26 PM

Quote:

Originally Posted by Roushstang07

Yea, I dont know its high I know that, what I may do is put one of my parent's down as a primary and ill just pay the difference,

i have looked into a 5.0 Cobra, they'll still somewhat high in price 10-12K i found some for but its still kinda steep.

Also I have gotten a quote on a 94-95 Cobra and Esurance want's 1685 for 6 months. and like 322.56 something every month.

its still kinda high.

A friend of mine just purchased a clean 95 Cobra with 68k miles on for $7k....just gotta search!

xxkazp3rxx · 12-26-2008, 07:14 PM

Check Esurance... I was 22 with a couple of tickets on my 03' .. and I paid 250 p/m or, 3000 p/year

limp1969 · 12-27-2008, 12:57 AM

I cant believe the amount of money you guys pay for insurance. Its not worth it all. Build another car until your are older. Buy a classic car put a 1000 hp engine in it and get a collector policy. It really does work. I now have 3 new mustangs and 3 old one on the same collector policy. Try this way. Its cheaper than $220 a month. You guys are getting rapped. And how the hell can you 19 years old afford it? When i started driving my dad made me get my own insurance it was 300 every 6 months for a honda!! And I had trouble with that. This was 20 some years ago

xxkazp3rxx · 12-27-2008, 09:37 AM

limp... just so you're aware... When I was paying 250 p/m for my Cobra with full coverage.. I was still paying 180 per month for my 88' Grand Prix with collision ONLY, had almost the same premium with my 88' Cougar XR-7 too...

Now, at 24 I pay 230 p/m for my Mach 1 and a Fusion on my policy..

Depending on where you live, it's a lot to have insurance now a days... Especially when you're young on your own policy.

Plus, we/they can afford it because your working for your car. I actually had a real job making good money (over 40k by the time I was 22), so I can afford it, plus my housing. But, that's how. lol.