Crashed Car, Insurance Policy, Mustang
11-15-2007, 07:45 AM
#11
3rd Gear Member
Join Date: May 2007
Location: DE
Posts: 550
RE: Crashed Car, Insurance Policy, Mustang
Ok, Yes why did you brake up?
Also the rental. DON'T pay. She will have too and if the accident is found to be the other guys fault, she can get the money back from the other ins. But she will have to pay up front. Its her car, and she is driving the rental. If there is no law suit, then the two ins companies will go to arbitration and fight it out amongst them selves. She does need to make sure her ins company knows what the bill is for the rental, so they can get that back from other ins company. If she wins, she should see the money in like 8 to 9 months, maybe. Same kind of think happened to me, took 9 months to get my $500 deductible back, but I did get it. Still have to pay up front.
Also the rental. DON'T pay. She will have too and if the accident is found to be the other guys fault, she can get the money back from the other ins. But she will have to pay up front. Its her car, and she is driving the rental. If there is no law suit, then the two ins companies will go to arbitration and fight it out amongst them selves. She does need to make sure her ins company knows what the bill is for the rental, so they can get that back from other ins company. If she wins, she should see the money in like 8 to 9 months, maybe. Same kind of think happened to me, took 9 months to get my $500 deductible back, but I did get it. Still have to pay up front.
11-15-2007, 08:06 AM
#12
5th Gear Member
Join Date: Jun 2007
Location: Decatur AL USA
Posts: 2,176
RE: Crashed Car, Insurance Policy, Mustang
ORIGINAL: slySTANGguy
someone pulled right in front of me and i nailed them head on. It was 100% the other drivers fault.
someone pulled right in front of me and i nailed them head on. It was 100% the other drivers fault.
However I dont see where the rest ofyou are coming up with him hiiting the car in the back-end.
Even if he did, if the other driver admitted to a "failure to yield" that resulted in the accident he still would not be at primary fault.
Your girlfriends insurance company will collect reimbursement from the "at fault" parties insurance and will bill for her extra rental + deductable if she asks them to. She will however have to wait until her insurance company collectsfor that reimbursement though.
11-15-2007, 08:39 AM
#13
3rd Gear Member
Join Date: Sep 2006
Location: Indianapolis
Posts: 770
RE: Crashed Car, Insurance Policy, Mustang
nowadays, any time you are in an accident your rates will go up, whether you are at fault or not. unless you have allstate which has that accident forgiveness deal (or somethingequivalent with your ins co).
also, any time someone pulls in front of you it is their fault. you have the right of way. even if you were speeding it doesn't matter. unless the speed is so obvious AND they could prove it which is no easy task. even then they might say, "ok, our guy who pulled in front of you is 80% at fault and since we can prove you were speeding you are 20% at fault"...
it isn't always 100% yours or theirs, depending on the state of course.
but, like someone said, that IS what insurance is for. even if she continues to want you to pay, and threatens to sue you, then you just call your insurance company and let them represent you.
also, any time someone pulls in front of you it is their fault. you have the right of way. even if you were speeding it doesn't matter. unless the speed is so obvious AND they could prove it which is no easy task. even then they might say, "ok, our guy who pulled in front of you is 80% at fault and since we can prove you were speeding you are 20% at fault"...
it isn't always 100% yours or theirs, depending on the state of course.
but, like someone said, that IS what insurance is for. even if she continues to want you to pay, and threatens to sue you, then you just call your insurance company and let them represent you.
11-15-2007, 08:49 AM
#14
3rd Gear Member
Join Date: May 2007
Location: DE
Posts: 550
RE: Crashed Car, Insurance Policy, Mustang
ORIGINAL: timothyrw
nowadays, any time you are in an accident your rates will go up, whether you are at fault or not. unless you have allstate which has that accident forgiveness deal (or somethingequivalent with your ins co).
nowadays, any time you are in an accident your rates will go up, whether you are at fault or not. unless you have allstate which has that accident forgiveness deal (or somethingequivalent with your ins co).
11-15-2007, 12:27 PM
#15
4th Gear Member
Join Date: Dec 2006
Location:
Posts: 1,209
RE: Crashed Car, Insurance Policy, Mustang
ORIGINAL: timothyrw
nowadays, any time you are in an accident your rates will go up, whether you are at fault or not. unless you have allstate which has that accident forgiveness deal (or somethingequivalent with your ins co).
also, any time someone pulls in front of you it is their fault. you have the right of way. even if you were speeding it doesn't matter. unless the speed is so obvious AND they could prove it which is no easy task. even then they might say, "ok, our guy who pulled in front of you is 80% at fault and since we can prove you were speeding you are 20% at fault"...
it isn't always 100% yours or theirs, depending on the state of course.
but, like someone said, that IS what insurance is for. even if she continues to want you to pay, and threatens to sue you, then you just call your insurance company and let them represent you.
nowadays, any time you are in an accident your rates will go up, whether you are at fault or not. unless you have allstate which has that accident forgiveness deal (or somethingequivalent with your ins co).
also, any time someone pulls in front of you it is their fault. you have the right of way. even if you were speeding it doesn't matter. unless the speed is so obvious AND they could prove it which is no easy task. even then they might say, "ok, our guy who pulled in front of you is 80% at fault and since we can prove you were speeding you are 20% at fault"...
it isn't always 100% yours or theirs, depending on the state of course.
but, like someone said, that IS what insurance is for. even if she continues to want you to pay, and threatens to sue you, then you just call your insurance company and let them represent you.
I see this showing up on Judge Judy...
11-15-2007, 08:01 PM
#20
S197 Section Modder-ator
Join Date: Sep 2007
Location: Orlando FL
Posts: 13,373
RE: Crashed Car, Insurance Policy, Mustang
ORIGINAL: mygt500
Yes- everyone else policy involved (except you) should pay for the 900 dollar car rental. The other guy at fault should be sued if he wont pay and your ex shouldn't ask for anything as she let you drive it and someone else hit it. (it could have happened to her). Question I have is why did she leave you and was it because of the accident?!
Yes- everyone else policy involved (except you) should pay for the 900 dollar car rental. The other guy at fault should be sued if he wont pay and your ex shouldn't ask for anything as she let you drive it and someone else hit it. (it could have happened to her). Question I have is why did she leave you and was it because of the accident?!
ORIGINAL: pascal
What you need to do is : Tell everybody to F### OFF!!
The wanna be shop, the ex, and anybody that comes up and ask you for cash.
You'll see, life will get easier
.
What you need to do is : Tell everybody to F### OFF!!
The wanna be shop, the ex, and anybody that comes up and ask you for cash.
You'll see, life will get easier
.
Actually, the ex biatch and the shop might be pulling a scam on him. Nothing surprises me anymore.