rshamekh

What I meant is that I would let my insurance company take care of everything, then they would compensate from the other insurance company all the costs including the deductible, which is a valid option if you had collision coverage on your car.

rshamekh

Just a little update for those who were following.

I obtained a copy of the police report today and it does show that the other driver was at fault so I called their insurance company and they took care of everything. I will even get a rental car until I get my car back.

I have a quick question, though. The insurance agent asked me today if I wanted the check sent to me or the shop, and I had them send it to the shop. Did I do the right thing? Would I benefit anything by having the check sent to me?

alkemist

I am having them send me the check for the reasoning that I am adding my own aftermarket parts which would change the estimate.I kinda wanted to keep the insurance out of the loop since they might come back and say 'hey, we didn't approve such and such when they get the final bill'. Those are my thoughts, this is my first time so I don't know if its true or not or exactly how insurance views it. Otherwise sending direct to the shop is for convenience. The adjuster told me she would send the check directly to me.. Still waiting on it.