jpormen

Thanks for the input, and i did mean with roomates, i just have to wait till my friends are ready. And im in a lucky enough spot where my parents are paying for most of my inurance and cell phone but i do give them 75 each month to help out but if it wasnt for my parents helping with insurance and having me on their cell phone plan your right i wouldnt be able to get my own place well place with friends

Lupo222

Ok, well that helps, but just remember, you probably won't live with roommates forever, and eventually you'll be on your own own...and you'll still have that car payment.

Sorry to sound like your father lol. I wish I would have listened to mine though but he was old and stupid when I was 21 lol

jpormen

yeah its actually good advice, 127 a month i can handle pretty easily but when it jumps up to 300+ itll be alot harder and my mustang still looks amazing still sounds awesome still drives awesome and i sitll get alot of compliments on it

pdonket

So true...money spent adds up like it's nothing. Especially if your thing is nice cars, then you're screwed

svastano

Go for the hood!

gatkins94

yea...get the hood....after a month, you'll just be driving a different used car, but making much higher payments.

allinon72

I'll be honest...you are at a critical time right now where you either keep your financial nose clean or go down the rabbit hole of debt. If you bring in $800 a month, you really shouldn't even have a car payment at all.

Please do not make the mistake that a lot of people make and saddle yourself with a bunch of debt just because some finance manager at the dealership says you can do so.

Lupo222

Couldn't have said it better myself!! I got approved for a $2000 credit card at 20 y/o. Figured I could get a 4wheeler than, right? well, I got it and about 3 years later, I lost it. (not because i couldn't afford it, but because I got SCREWED with my business that i started). But if I hadn't come across a great business op, i would have lost it making what i was making at the time...

jpormen

Thanks for your input about the hood and the financial stuff.

hood: the guy said he would take 300 for one i know its not a tru-fiber like he thinks but its still a nice looking fiberglass hood and im going to call my old wrestling coach tomorrow and see what he would charge to paint it ( he owns his own shop) it its a reasonable price im going to pull the trigger on that.

Im really glad to hear your input about car payments and such cause my uncle always talks to me like im stupid because his son bought a 40,000 dollar truck out of college and had to pay 700 a month for 5 years.
But it really is good to hear from you guys, i know i could affordupto 300 amonth as long as i stay at home, but thats a 72 motnh loan i dont want and with the payment i got now only being 127 a month even if i loose my job thers a good chance i cant get a dif job or side job and still keep the mustang hopefully, if i have 300 payments and loose my job or quit then bsically its bye bye new car

allinon72

If you get a 72 month loan, you will be upside down on whatever car you have in very short order.