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Put down a total of around $21k combined (down + trade in). Price of car $32k + T&L. 3.9%. Payment around 340/mo. For 60 months.
Don't get sucked into monthly payment. You are the only one who needs to know what your monthly budget needs to be.
Exactly! Always deal price. You should have an idea going in what kind of price will get you what type of monthly note. Don't give them the chance of trying to hide $$ somewhere within your payment.
Figure if you finance 18k @ 60 months, that's 300/mo. Remember, that's 18k after all fees, tax etc.
I had $2800 in equity from my G35 sedan so that was my down payment. Then I got $1500 in rebates and got it for dealer invoice. I walked out the door with it for $31800 (taxes included). I financed it at 1.9% for 72 months. Payments are $470 so yeah I still have a long way to go too