I think I've Been Screwed

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09-17-2012, 06:14 PM

#11

wcgman

5th Gear Member

Join Date: Mar 2006

Location: Colorado

Posts: 2,652

Sorry about your grandma's passing. Hope the repairs get done right.

09-17-2012, 06:53 PM

#12

808muscle

5th Gear Member

Join Date: Oct 2009

Location: Maui

Posts: 4,752

Sometimes life just kicks you on the *****...it'll get better. Sorry about your grandmother.

09-17-2012, 07:12 PM

#13

FrostByte

5th Gear Member

Join Date: Jun 2006

Location: NY

Posts: 2,307

Quote:

Originally Posted by Young_Gun

No, Miners was my SECOND choice. The shop that I wanted to go to is further North, and their insurance company wouldn't let me take it there. If I didn't clarify on that, there ya go

Quote:

Originally Posted by Entaille

I am pretty sure insurance companies cannot legally dictate which body shop you go to ..

Quote:

Originally Posted by TRexGAWD

Ehhh, depends on how you file your claim.. The insurance company has a set list of shops that you must take the car to that are approved to appraise it and do the repair.. The other option is you can have an adjuster come to your house and look at the damage and cut you a check based on his/hers estimated repair cost and then you take that check and find your own place or do it yourself.. If you choose option A you have to go with the company they tell you to go to. If you choose option B you have to wait for an adjuster and run the risk of them cutting you a check that is not enough to cover all the costs..

Ins Co can NOT tell you to have it done any where. You can have them arrange repair if you wish but you have the final say, no matter what state or Ins Co you use.

You can use the $$ they give you for any thing you want. You dont even have to get car repaired. You can install any part you want in place of the OEM parts.

Once you agree to let the Ins Co repair & shop agrees to their terms/parts etc then you cant change it in mid repair as the shop is now being paid by the Ins Co.

If new damage is found by shop all you need to is call Ins Co & they should issue a supplemental claim/check to the shop or you. I just went thru this, this summer.

09-18-2012, 02:14 PM

#14

Young_Gun

4th Gear Member

Thread Starter

Join Date: Oct 2010

Location: Indiana

Posts: 1,744

Got the car back today - detailed inside and out - down to the last square inch - even the tires.

Meh, I think yesterday I was on a hair trigger because of everything that was going on. Overall I'm pretty happy.