LvGordo

Just wanted to see what everyone's finances are like when modding their car. I would like to do a ton more, but do i rack up cc debt and pay it off or wait and be fiscally responsible? I would think everytime i hear the s/c kick in would make those monthly payments to the cc company easier.

nathansmith50

you can put it on your card......but you may regret it......if you can be responsible with your credit and buy one thing.....then pay it off as soon as you can.....then buy somethig else that's a good way to go......but if you're going to buy something on your card and just make minimum payments that's a big mistake.

my girlfriend has a huge amount of credit card debt........and if we make the minimum payment on it which is like 360 bucks.....something like 8 dollars goes to principle....the rest is interest and finance charges.......so don't use your card if you can only make the minimum.

me personally i prefer to either use cash......or use my card if i have the cash and just pay it all off in one payment.

SOHCtimes2

I dont buy mods unless I have the cash to pay it off immediately. Thats why it takes me so long to buy mods, especially since im a college student and only able to work Monday, Wednesday, and Friday right now sicne i go to class all day on Tuesday and THursday.

romans marine

I'm a ebay seller ....all my mods come from spare cash made from sleezbay

Matts00GT

I use my debit card b/c all of my parts are ordered online. Dont like credit cards and you can't use cash on the interweb.

2VNA

the poorest man's cash is better than the retches man's credit

code3GT

I pay for all my stuff with dead presidents.

ZW99GT

For sure man. Debit cards are the way to go. I have never, and dont plan on ever having a credit card

hawwk11

+1 Debit card is the way 2 go since it's the closest thing to web ca$h. I usually pay my bills when i get paid then see what i have left to play with.

nathansmith50

if used responsibly credit cards are the easiest way to establish and maintain good credit.