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How is it stupid to take a loan out to mod a car, if u have the money to pay it back then so be it. You only live once and as long as ur life isnt a mess where ur not in the proper state to take a loan thats one thing, but for someone who is stable and can afford it thats fine. You only live once , takin a 3 year loan out just means u can enjoy it sooner instead of waiting years to save it up, not to mention it can also be a method to building credit. Were only talking a couple thousand not 30k
I agree 110%. I would be wise and look on craigslist, ebay, etc. for a used s/c setup. Used isn't bad if you know what your looking for. Same with exhaust, gears and stall converters. New parts will get you there but used parts may get you farther for the money.