rocket237

These insurance geeks are really pissing me off, Not only do they love too dicriminate, but now they want too run our meaningless lives(to them) right in the ground! I truly wanna buy a v-6 and drop a 5.0 in one now. (assuming of course that v-6's get cheaper rates...). I was recently quoted 1538 a year for a Ram, and my 'stang......WTF!! Do they think I drive like an *******?! Or should I tow the 'stang around whereever I go?! I even had too lie about my ****in' dog! Seems pit bulls aren't all that american after all.......My mutt is an absolute creampuff, she wouldn't hurt a flea, but in the ins,co.'s eyes , she is an uncontrollable liability! Does anyone have an insurance secret they would like too share?? I need /deserve cheaper rates. And when I say deserve , I mean it! I'm a professional driver with well over 1.5 million safely driven miles and counting, I've taken numerous driving/safety courses. and am a smith system graduate. Sorry for the rant.......but insurance companies suck!

Diabolical!

The truth is insurance is a risk based industry and profits as a percentage are not obscene on the part of the insurance companies when compared to other risk based businesses. It sucks, but mustangs and pit bulls have a historical pattern of increased risk that justifies higher premiums. Prius and poodle owners benefit from the other end of the risk spectrum.

theczar

For my trailblazer and mustang its going to run me about $2k a year, even on a multipolicy account but...i did total my last mustang about 1.5 years ago and have a speeding ticket within the last year...here's to hoping the rates go down in 1.5 years! lol

autos221

Well I am paying more than double that

99gtstang

My wife is my agent and we get a discount. With 250/500K we pay around 1200 a year for 08 tahoe and 12 GT, but we pay in full and receive another discount.

Insurance is largely based on scoring now. Bad credit = high rates. Good credit = great rates.

$1500 a year is good

wcgman

For a 2010 Eddie Bauer Explorer, a 2010 Mustang GT, a 2001 Explorer Sport and a 1997 Mustang GT vert I believe we are paying about 2k a year for my wife and I. We have really really good credit though even though she has one moving violation (crossing a solid white) from about a year ago.

I think credit has a lot more to do with the basis for your insurance than your speeding tickets/accidents etc... anymore.

moosestang

That does seem high if you are the only driver. I pay that for me and my wife on our two cars, the stang being about 900 of that per year, but I have 1 accident in the past 5 years. My wife has a couple of speeding tickets.

Age is the biggest factor, followed by location. Be 39 and living in BFE used to help before my off-road excursion.

moosestang

Not as much to do with it as your age, location and driving record. My credit score is over 800, always has been, but my insurance went up after my claim.

Obviously driving a mustang has a lot to do with it.

joshetc

I used to pay over $4500 a year, just for the stang. I had good credit, but I was 23-24 years old.

Now I am still around $1800 a year, after 3 years with no tickets.

moosestang

LOL!!!!!!!!