onederful100

yea, i work 10-12 hour days and i'm always on at work. my co-workers think i'm a mustangforums addict. lol

Balys

Your rates willmost definitely go up I guess it depends on the type of person you are. I like the security of knowing if my car gets damaged im not paying a dime extra, you can always call your company or agent and have them quote it and just tell them this is what you were thinking of doing to the car and see what the increase is, mine was about 40 dollars more for 6 months when I added 10k extra body work coverage just to give an example.

mdg

I wouldn't tell them crap.

redxls

I keep my agent up to date with all reciepts and we have added additional coverage for the parts I have added to the car. This is your best bet. Find an idenpendant insurance broker who has it in their best interest to find you insurance. You will get a much better rate and better coverage than going to joe blow insurance.com

T8Stanggt

+1 me too !!!the girls are like "wow your in love with mustangs what can you possibly be reading or typing".

22kart22

Nice! hahah. Where do you guys work? You must have a pretty cool boss if he/she knows ahha

ModernMuscle

they just saw you say it

ski

Insurance isnot my strong point, so here'sa dumb question.
Exactly how does one apply forcollision coverage that's higher than the vehicle's ACV without specifying what the additional coverage is for?

Tormentor

Thats funny, I thought I was always online! I didnt thinkANYONE could be on more then myself...I am a 24 hour mustangforums junky, I cant stop reading and posting.
Besides there's a ton of information and I love to look at pictures of what everyone has done to their cars

poohflingr

I'm hearing a lot of misconceptions here about insurance. First off, your insurance should not be charging for after market parts and mods unless your company deals in specialty vehicles of some type and is classifying your Mustang as a special vehicle. I write for USAA and our standard is, if you have receipts for mods, we will replace them, no extra charge. That is what a reputable company would do and there should be no debate there. I have never heard of an insurance company dropping the insured for mods to their vehicle unless there was a claim involved where the insured damaged their vehicle as a direct result of excessive speed. Unless you have had a claim they have to give a better reason. So what's the rest of the story here?