SuperSonic05

I’m 25 and I pay 540 with state farm for every six month, have a few tickets on my record and even my licensee suspended for 6 month (two ticket within a year).

ide326

In Maryland there is something called Insurance of Last Resort. MAIF, Maryland Automobile Insurance Fund. I had to take it when I got in an accident. It turned out that my monthly payments for MAIF were mad cheap! Cheaper than those corporate BS companies. Look to see if your state has an insurance of last resort and see if you can lie your way in.

If not your style, then try finding a company where you can combine all your insurance and save through discounts. Usually discounts have these:

Renters
Home Owners
Life
Mortgage
Good Payer (pay on time)
Auto debit from Checking account (Do it)
3 mile to work or school (Lie)
Anti-Lock Brakes (if you don't have, LIE, it is a huge discount)
Some others, ask...

trigger06

Encouraging people to lie... Wow.

dross

Thanks for all your responses. I guess I'm going to have to do some homework and see which is best for me. $3,200 just seemed like an absurd amount.

whtcanbrwnd04u

Mine is $2400 a year when i was 17. I turned 18 few months ago, and idk if it changed. This is with 2 speeding tickets.

Mishri

just fyi, its possible if you have a claim, they find you lied about something, they can require you backpay unpaid premium before they will pay for the claim.. the rules on thiswill vary from state to state though, some states may make it so the insurance company doesn't even have to pay the claim.

Nuke

Blue05mustang, send the chickie in your avatar pic to me and if she's 1/2 as hot I'll pay your insurance...

06VALimer

I pay $120 per month with State Farm. But that's on my 08 Stang and my wife's 06 Grand Cherokee Limited. I also have $100 deductible Collision and zero deductible Comprehensive, so I pay a bit more for that.

I'm also 36 years old and been accident free for the last 16+ years and I give the tickets, not get them.

P.S. My 07 Harley FatBoy is insured with a different company because State Farm, even tho they have great rates for auto/home, they do not like motorcycles for some reason.

Spaunen

im paying 1200 a year

craezjo

wow none of you come close to what i pay for insurance im 20 have live in brooklyn ny, and have full coverage, no tickets, no points, no crashes, been driving for3 yrs. i haveallstate and i pay 1100 A MONTH.....beat that