fatalsports

Everyone knows you can get more than $3k under invoice with rebates...especially when the rebate is already $2500.

Im saying if you don't take the rebate...don't expect anywhere close to that. Your failing to realize you save more than just $1k if you take a 2010 and no rebate vs a 2011.
Your also getting the 0% for 72 if you qualify on the 2010 if you don't take the rebate.

Say there is a 2010 and 2011 invoice at 30k. You get $1k off on the 2010 OR $1k off and $2500 rebate VS say you pay invoice on the 2011:

29,0000 OR 26,500 VS 30,0000
0% @ 72 4.99%@72 4.99%@72
402.78/month 426.65/month 483/month

$23.87 x 72 = $1,719 is what you save getting a 2010 at 0%
$80.22 x 72 = $5,776 is what you save getting a 2010 at 0% over a 2011

Obviously these #s change if you put money down, etc....
But what i'm getting at is that if you dont' take the rebate from Ford...Do no expect to get $3k under invoice...your only going to get that with the rebate.

Sam I am

Thanks Fatal. Driver's first post implied that you should get 3k below invoice before any rebates.

There's also more to the game than just a discount.

Driver72

Don't get me wrong, I fully understand the benefits of 0% financing, especially over a 6-7 year span.

But my point was the OP said "most dealers are selling the 2010 GT's at invoice" then rebates.
I would not buy a 2010 GT at invoice. The rebates come from Ford.
Since you can get a 2011 GT at invoice from the dealer already too, the dealer needs to be willing to take a hit on the price of the 2010 as well (meaning below invoice selling price + rebates for a MINIMUM of $3000 below invoice price).

As JawsGT did, he got $4500 in rebates/discounts.

The 0% financing works out better IF you plan on financing it for 6-7 years.
But if not, find a lender who'll do 3.6-3.7% and pay it off in under 24 months. In that case I'm sure $4500 in discounts and rebates would be the better way to go.

Again my sole point was I would never pay any dealer invoice for an "old" car when the newer upgraded ones are on the lot and selling at/around invoice themselves.
Or bargain for the best of both if you cannot pay the car off in 2 years
Get $2k under invoice price from the dealer, then take the 0% financing for 72 months.

fatalsports

Yes, I agree they should not be selling the 2010s at invoice, regardless of rebates. You can get the car for $500-1k under invoice...and decide if you want rebates or the 0%.

I don't know the circumstances of JawsGTs deal...but I highly doubt they sold him the car for $2k under invoice and then tacked on the $2500 rebate. Either he qualified for other rebates(Military/college grad, etc..) or there's more to the story.

And...you have to have serious money laying around...if you can finance a $25k car and pay it off in only 2 years.

Driver72

That doesn't take "serious" money, that's only $1k a month.
Too many people live at the limits of their income, hence the reason so many are in so much financial difficulties. America is a greedy, "I want it all" society.

With a tad bit of financial responsibility and people living below their means instead of pay check to pay check (or close to that) Americans would find a HUGE heap of stress and angst lift off their chests and enjoy more things in life. I could easily afford a GT500, but I ordered the 2011 GT instead. Better way to live and not worry about everything.
I know there are A LOT of people who'll buy a 2011 GT that can't REALLY afford it. They'd be better off with the V6 and it's price but that greed will push them to the GT and many will lose their cars because they spent more than they should. That's gotta suck and why live like that?

At least the OP is financially responsible. He could probably push his limits and get a 2011 GT, but he's gonna get a 2010 GT and save the money and enjoy the car.
But as I said, he's got absolutely nothing to loose by demanding thousands under invoice even with the rebates. Some dealer around him will eventually be smart enough to say yes to move those leftover cars off their lot.

Driver72

Remember what I was saying about the price of the 2010's

A Ford dealer in So Cal just advertised this:

https://webcontrol.avv.com/dealerima...3257//Ad24.JPG

That's about $5500 BELOW invoice on a base GT. So much for those who doubted or thought I was crazy for saying you should pay NO MORE than $3k below invoice.

fatalsports

#1...In California FORD is offering $3500 in rebates vs $2500 in most other places.

#2...Without the FORD rebates, Sunrise is giving you $1800 under invoice on a base 2010 GT - No options.

#3...If you don't get that base no optioned GT and go for a 35k MSRP GT Premium with options....Your actually only at $1100 under invoice with just the Sunrise discount.

Sam I am

Don't argue with Driver72. He's an expert on it all, just ask him.
Pay no attention to the fact that one of the rebates requires you finance the car through FMCC, and that not all may qualify.

kevworthy

I went to my local dealer who had a '10 GT Vert that I wanted, and the sales manager was going to make me roll over 3800 neg equity from my '07 GT/CS. He refused to work with me on my trade making my payment go up 60 bucks a month, so I went across the bay to a volume Ford dealer and they dealer traded the car and we worked it out with 0% and gap ins, my payment went down......I got a great deal on my '07 GT/CS Vert late in the model year and I figure I will go back in a couple of years and grab an end of model year 5.0 Vert for the same type of deal.

Driver72

Actually it says right in the add that the discount from Sunrise Ford is $4000 the other $3500 comes from Ford discounts.

And btw, what difference does it make where the money/discounts are coming from? The FACT of the matter with $7,000 off MSRP on all remaining 2010 GT's, you can get a 2010 GT for as much as $5,500 BELOW invoice. A figure a few of you argued and disagreed with me saying that was not possible.

And further, why in the heck are you guys arguing and flaming me for suggesting to the OP he go get a left over 2010 GT and pay NO MORE than $3000 below invoice for anyway??
Do you want him to pay more? Are you trying to discourage him from buying a leftover 2010 GT? What exactly are you (and Sam) trying to accomplish by flaming me for suggesting he pay no more than $3000 below invoice?

If you guys feel that's not possible, then by all means do your local (or in Sam's case his own) dealer a favor and pay close to invoice for one. At least this way your local (or in Sam's case his own) dealer won't have them still sitting on the lot in 6-8 months giving them away for $7k below invoice.

Umm, when is that NOT the case with any special offers from any manufacturer? LOL Sam.
With the 25 or so new cars I've bought in my life, the ones I got deals on (didn't pay off in cash) all had to be financed through that manufacturers finance company. So with some, I'd finance them to get the discount, and then in some cases pay them off in 1-2 months. With others if the finance interest rate was less than say 3% I wouldn't pay them off because I could do better than 3% in my mutual funds and stocks with that money, so it made no sense to pay the car off early.

You act like a manufacturer is going to give you thousands in rebates and then also let you finance with another company. It's even mentioned above, you get rebates and have to pay interest or you get 0% with no rebates. And again, when does everyone qualify for the financing? LOL.
Out of all people, you should know how that works, so no sarcastic and irrelevant comments like you made above is necessary.