It finally happened...

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08-01-2011, 11:06 AM

#21

illini4

1st Gear Member

Join Date: Dec 2007

Posts: 94

Insurance

Quote:

Originally Posted by JAMAMAN

Call the cops and report a hit a run. Tell them it happened at some parking lot and that you just noticed it. Make the S H I T up obviously. They will give you an incident number and then you can take it to the dealer. Best part about this is that , it wont cost you a dime. Im dont usually pull shaddy tacticts, but when it comes to insurance companies, i have no mercy !!!!

It won't be chargable as an accident that will increase your rates, but it will be covered as a collision - deductable applies. At least that's how my ins company (USAA) handles something like that.

08-01-2011, 11:45 AM

#22

04NGTMARE

1st Gear Member

Join Date: Jun 2011

Location: SC

Posts: 135

That sux man. Yeah I bought my car with a dent and was going to claim it to get it payed for but found out I still have to pay the deductible, duh! I know it'll be cheaper then that if I pay out of pocket. If you get insurance quotes and you let them know its insurance quotes ahead of time, they will squeeze every penny from you since they know its going to get payed no matter what. I say go get a quote but dont tell them its for insurance and go from there.

08-03-2011, 07:20 PM

#23

washburn085

2nd Gear Member

Thread Starter

Join Date: Jul 2007

Location: VA

Posts: 168

I have USAA as well. I called them last week. The said they will cover it under uninsured driver/hit and run which is only a $200 deductible. I got a quote monday and it was $735 to repair. I am taking it in this coming Monday for the repair so it should only cost $200 and I may get a rental for the 3 days the shop will have it...

08-03-2011, 10:50 PM

#24

scottybaccus

2nd Gear Member

Join Date: Jun 2011

Location: Texas

Posts: 486

Quote:

Originally Posted by washburn085

I nailed it, huh?

Good you're gonna make out OK.

09-16-2011, 12:55 AM

#25

washburn085

2nd Gear Member

Thread Starter

Join Date: Jul 2007

Location: VA

Posts: 168

I know this is old, but I figured I would update incase others get similar damage so they know the price range.

The final price ended up being $965. I have one of the accessory pods on the underside of the trunk lid, so they charged like $150 to remove that and the spoiler. They didn't even reinstall it firmly, so I will have to reglue it eventually, but I will wait for it to fall off.