Newbie
 

Hi I'm of course new on the board. My name's Ryan and I'm in the market for a new car (to replace my 91 S10) and I thought a stang would rock. But when I checked into insurance for a 94 GT convert, my ins comp told me 2,200 a year. Little high. So you guys think if I went with an older stang like '66, it'd be lower?

Newbie
 

i dont kno but im gonna start rebuilding a 67 soon, they are what i like to call *eyecandy* okay maybe just not me but ya, everyones been tellin me if you rebuild an old car you have a much greater respect and some even say they wont drive any other cars haha, or else theirs will get jealous, (some old guy hot rodders at a little donut club ive talked to) good luck w/ ur stang

Newbie
 

When dealing with insurance companys the key word hurting you is "convertable", year of the car does not make too much of a difference unless you start talking full coverage and then it may only make a couple hundred dollar difference. The other factor that may be hurting you is points on your license or your age. If you have your heart set on a Mustang you may want to check to quotes on just a coupe to bring the rates down. Good luck

Newbie
 

why would that make a difference? one of those stereotypes of "convertible drivers are higher risk" or what

Newbie
 

theft...verts higher rate of theft...also year does make a diff cause it is also based on value of the vehicle. A 70' is worth what a few thousand or so and a 03 is worth $25g's big diff for the company paying out...

Newbie
 

thanks for the insight...is stage 3 roush best or worst...it's just like the degrees of burns, because i don't know which is worse 1 or 3

Newbie
 

well most states only require libality insurance and the value of the vehicle is a very minor factor in liability, now for theft and collision the value of the vehicle kicks in

Newbie
 

true true just pointing out what I know and I have never had less then full coverage... as for the stages doesnt matter which one cause they all look better then stock as for performance 3 is where it is at. Do a yahoo search and you will find out it is rated over the saleen sc and 03 cobra "stock" and that is just the 01. This is not my opinion these are reports. But in my opinion it sounds better looks better and handles better and not every Tom Dick and Harry have one like the others...</P>


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Justin</P>

Newbie
 

well with such a mad car you would definately need full coverage

Newbie
 

I did not mean it as if I were bitching and sorry was not trying to thread jack you luckyloser...</P>


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Justin</P>