Credit
#1
Credit
I bought my car a few months ago and the dealership ran my credit 23 times and really jacked my credit(823 to 703)... I just found out to day because I was going to buy a GT and got turned down for TOO MANY INQUIRES LAST 12 MONTHS. What would you guys do? I signed to let them see my credit and got 4.9 percent through my local bank and then found out they ran it 22 more times WHY??????????????
#6
RE: Credit
It sounds like they made a mistake, they may have been having computer errors when trying to run your report. Surely this can be cleared up since all the inquiries came from a single source it should be obvious it was a mistake. Try contacting the credit bureau and see what action needs to be taken to get it cleared up.
#7
RE: Credit
seems ez but fixing a credit report is a nightmare when i got married my report got mixed with some other women(had the same name as my wife) aswell as my wifes it took almost 8 months to get everything cleared up wound up geting sapenaed dont think thats spelled right but having to go to court for an account that the other women had it sucked hard
#8
RE: Credit
I don't know if you've tried this or if it will even help, but go to www.freecreditreport.com and get your three free credit reports(your own inquiries don't count against you). Then go to each of the three credit beaureus and lodge a dispute. Every person is granted one FREE credit report per year by law. Oh and one more thing, look at the website CAREFULLY there's alot of B.S. that they want you to buy.
#9
RE: Credit
I did that and the called the credit reporting agencies and they told me that the dealership did not make a mistake.........so I went to the dealership and they said we are sorry about running it so many time but we can make you a great deal on a car. I replied fix my credit a car is not the only thing I want to buy. They had no Idea why they ran it so many times but kept saying they would give me a great deal on a demo car that a new car sales manager drove for a month. I demanded to talk to the owner but he would not come out of his office he would only talk to be on the phone and say I will call you right back I am about to go in a meeting and then never called me back.......I am pissed still unsure of what to do.
#10
RE: Credit
Being that its your credit report at stake, and that youve clearly been taken advantage of by them, and instead of correct the problem, they treat you like a sub species and ignore you and give you BS, this would be one of the few times that I threaten to hire an attorney and take legal action, not necassarily sue them, but take legal action, and if they still treat you like a less than human turd.... then go for it man, hire an attorney and get the ball rolling on fixing that credit mistake, and maybe even getting court ordered compensation from the Dealer. By the way rammer jammer, ROLL TIDE ROLLL Crimson Tide!! LOL I was born in Birmingham, I cant help it.