Horrific_Ending

Ok so people who has taken up this deal by ford i have a question for you guys. Was it hard for you guys to get approved for this and when you did, did you have good credit, average credit, or outstanding credit? i am thinking about getting a GT but my co signer has has average to good credit.

Mansmadlogic

if you need a co-signer dont

joshetc

reason? Seems kinda general, I mean. I would at least base it on WHY you need a co-signee. If you have poor credit from bad choices it might not be a good choice but if you can afford it and simple have little to no credit whats the problem? I went from no credit to $400 a month payments and don't see an issue?

Horrific_Ending

Well thats the thing i dont have that good of credit thats why i need a co signer. so yeah should i even try?

jrakestraw

How bad do you want the GT? If you want it that bad you'll get a cosigner. I'm guessing your worried about how much payments will go up with bad credit.

Horrific_Ending

I have a co signer already...i pay a lot for my v6 now. what i am asking is my co signer has good credit and i dont will that make it hard for me to get this deal? the time i went down their before they were going to give me the GT for what i am paying now with zero down. the catch was that i had to have that person sign the loan by themselves. in which that person would never go for. So will it make it hard for them to make a deal with me having poor credit and my co sign having good? trust me i want a GT bad, dont get me wrong i love my v6 but i want the power of a GT now and if i go in this will be my 3 time going in and trying to cut a deal. My dealer is having a hard time getting rid of their GT's the past couple times i have gone back there they have had the same GT on the lot and it has been about 4-5 months.

joshetc

I would just go down there and tell them you want whichever car (I guess the one thats been on the lot for a while) with 0% financing and a co-signer. If they are going to be the only person on the loan it isn't a co-sign. Which would be a horrible idea. The credit potential would really help down the road.

If the dealer wont give you an offer you want then leave, never hurts to see what they say though. I realize you generally have to go through all the paperwork but whoever processes the loans there should know somewhat what to expect as they process loans on a daily basis.

Horrific_Ending

yeah they wanted to have my mom sign on the loan herself and i told them that wasnt going to happen. I pretty much left after that. like a week later i went back for my maintance on my v6 and the salesman trying to sell me the car saw me and he knows me by name and he tried to sell me a gt again. It was funny but i can see that he really wants to sell a car.