Crashed the Stang!
12-20-2009, 01:23 AM
#1
1st Gear Member
Thread Starter
Join Date: Oct 2009
Location: Maryland
Posts: 120
Crashed the Stang!
Some lady cut me off on the highway and forced me to spin out and hit a guard rail. I hit the rail pretty damn hard but the airbags didnt deploy,. The front bumper is gone. Also the radiator was leaking antifreeze, prolly cracked somewhere. The only damage was to the front of the car thankfully. The car would not start afterwards, check engine light was on after the crash. I have Geico, this was my first Mustang, never been in an accident before so I dont have shop i prefer. Deductible is $1000. The adjuster was talking a little fast but wont hear from him till Monday for an update and estimate. Is there any way to get my deductible down? Any tips on this process?(repairs or aftermarket part options when they do the estimate)? Thanks for any insight
12-20-2009, 03:10 AM
#2
3rd Gear Member
Join Date: Jan 2008
Location: NC
Posts: 903
sorry to hear about your accident. thank god you are ok first of all.
I don't think you can bring down the deductable after the matter at hand. I had 500 deductable and after an incident I had I dropped it to 0. and thank god I did because months later someone keyed me. had to paint almost the whole car. nothing out of my pocket.
Now, you can go with a front end upgrade since you will pay a grand out of pocket anyways. There are PLENTY of options out there. parnelli jones front, saleen, roush, shelby, GT/CS and the list goes on and on.. it's all up to what YOU want.
As far as the process hopefully it's not nerve wrecking.. Make sure to keep us updated. Also I'm sure some insurance gurus will chime in here to give you more insight.
I don't think you can bring down the deductable after the matter at hand. I had 500 deductable and after an incident I had I dropped it to 0. and thank god I did because months later someone keyed me. had to paint almost the whole car. nothing out of my pocket.
Now, you can go with a front end upgrade since you will pay a grand out of pocket anyways. There are PLENTY of options out there. parnelli jones front, saleen, roush, shelby, GT/CS and the list goes on and on.. it's all up to what YOU want.
As far as the process hopefully it's not nerve wrecking.. Make sure to keep us updated. Also I'm sure some insurance gurus will chime in here to give you more insight.
12-20-2009, 06:02 AM
#3
sorry to hear about your accident, glad you're ok..
since the accident was the result of being cut off by a lady, was there a police report written up decsribing this? if so, it does not matter what your deductable is, because it's her insurance company that should take care of everything...if not, I believe your stuck with the deductable that you have at this point in time..
as eddypython said, you might use this accident as an opportunity to make some upgrades to the front end of your car (if that's something that interests you)
good luck with everything
since the accident was the result of being cut off by a lady, was there a police report written up decsribing this? if so, it does not matter what your deductable is, because it's her insurance company that should take care of everything...if not, I believe your stuck with the deductable that you have at this point in time..
as eddypython said, you might use this accident as an opportunity to make some upgrades to the front end of your car (if that's something that interests you)
good luck with everything
12-20-2009, 09:48 AM
#8
1st Gear Member
Thread Starter
Join Date: Oct 2009
Location: Maryland
Posts: 120
She actually fled the scene, didnt even stop to see if I was ok. This was before the snow storm we had this weekend so i wasnt weather related. I believe there was a police report, one the Geico people i spoke with says it may fall under the uninsured motorist if there is a police report. That may drop the deductible down to $250. Reason why i asked about the droppin the deductible cause my adjuster said something about one the rims have a little road rash and i could not have the whole rim replaced and he would knock of around $150 from the deductible.
Also here are some images
Radiator cracked
Also here are some images
Radiator cracked
