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-   -   Joined the crash club Monday :( (http://mustangforums.com/forum/2005-2014-mustangs/704542-joined-the-crash-club-monday.html)

J95SNAKE 12-19-2013 09:57 AM

Joined the crash club Monday :(
 
1 Attachment(s)
Some lady pulled out in front of me on Monday. Lunch time combined with the holidays and traffic turns nuts. She decided to attempt to cross 5 lanes of traffic to get where she wanted to go. I was in lane 2. She claimed she never saw me. Well, if you don't stop to look, you won't see anyone until you smack the hell out of them. I was able to steer away from her and lessen the impact. I definitely didn't want steak for lunch that day. The other driver had to go the hospital because she smacked her airbag with her melon. I don't think she had her belt on. Car is at the shop with $10K worth of damage. The only thing they need to straighten is the radiator support. Big things needed are a hood, headlights, front clip, whee/tire and a fender. Headlights were a grand. Hopefully they do a good job. They estimated 3 Jan for pick up.

jester0618 12-19-2013 09:59 AM

Jeez that sucks. At least you weren't hurt. Cars can be replaced. Hope she has insurance!

Silver_Stang_05 12-19-2013 10:21 AM

That sucks man. Not the club you wanna be in! I hydroplaned into a concrete barrier a year ago, had same damage in front and two rims replaced. Bout $10K in damage and took 5 weeks to repair. Mainly because of the holiday it took them forever to get parts. I went by the shop a few times to check it out and man was that a depressing site...wouldn't advise that unless you don't trust the shop doing the work. I'm sure LA has it's share of crazy drivers, but here in FLA it's all the "blue hairs" with the left turn signal on making right hand turns...

chub46 12-19-2013 10:33 AM

Sorry to hear about your accident so close to the holidays. Jan 3rd sounds a little optimistic to me.

Matt's 95 Stang 12-19-2013 10:42 AM

Good ol' LA traffic. Where did you get hit? Sorry about the damage.

Matthew

B's 5.0 12-19-2013 11:23 AM

Please everyone leave your Mustangs home during the holidays it's seems to bring all the nuts out. I got hit by a girl texting Saturday and she did not see me stopped at a red light. Also bent and scratched my new Roush Exhaust, she had insurance and I was Ok, just a little whiplash.

http://i635.photobucket.com/albums/u...psbdfb476f.jpg

J95SNAKE 12-19-2013 12:57 PM

I was hit in Louisiana. Coincidentally, a study was released showing Louisiana has the worst drivers in the country. She had a valid insurance card but she went to the hospital and I couldn't exchange information. The report isn't ready yet so I can't validate if she is actually insured yet. The shop said all of the parts they need were available and they won't be closed except for Christmas and New Years. I'm optimistic, I hate not being able to drive it.

RazorGT 12-19-2013 02:28 PM

Its so scary to think we pay so much a month for insurance, and modifications and etc to our cars, and it only takes one jerk without insurance to run into us and we can lose our car if the damage is bad enough?!

What happens if the person who hits you doesn't have insurance? Can you file something to make them pay? I figure if they don't have insurance they probably don't have much money either, can you at least file something on their credit report?

Fox Fader 12-19-2013 02:32 PM

Oh, Damn

semantic 12-19-2013 02:41 PM

Sat at a light watching today watching the girl behind me and another two cars back in the other lane texting away. Sorry about your bender man, truly. Lately I've been doing a lot of just letting the people in a hurry go past and be in a hurry somewhere not near me.

drummer829 12-19-2013 03:02 PM

Surprised they didn't declare it totaled. It especially sucks when/if you decide to sell it in the future.

RazorGT 12-19-2013 03:17 PM

Quote:

Originally Posted by drummer829 (Post 8324519)
Surprised they didn't declare it totaled. It especially sucks when/if you decide to sell it in the future.

are u talking about OP's car? why would it be totaled its a 2013 gt premium lol?

sure it still worth much more than the cost to fix that damage

tbear853 12-19-2013 09:48 PM

Quote:

Its so scary to think we pay so much a month for insurance, and modifications and etc to our cars, and it only takes one jerk without insurance to run into us and we can lose our car if the damage is bad enough?!
Your loss might not be covered, but you can always keep the car ..... it's just a matter of how much loss you can stand.

GT50GO 12-20-2013 05:54 AM

Quote:

Originally Posted by J95SNAKE (Post 8324459)
I was hit in Louisiana. Coincidentally, a study was released showing Louisiana has the worst drivers in the country.

So sorry to hear about your wreck! I saw that report on the news and yes Louisiana was #1, Texas was #4 (I'm surprised it wasn't higher!). Glad you wen't hurt!

Here's a link to the worst drivers by state
http://www.usatoday.com/story/news/n...tates/4025109/

B's 5.0 12-20-2013 07:24 AM

Quote:

Originally Posted by tbear853 (Post 8324701)
Your loss might not be covered, but you can always keep the car ..... it's just a matter of how much loss you can stand.

That's why Insurance is so high. In Maryland you have on your insurance policy what is called uninsured motorist insurance, which covers people who do not have insurance. The worst State with uninsured motorist is Virginia on the East Coast. Most Cars that will not pass inspection here in Maryland will either go to Delaware or Virginia to be sold.

B's 5.0 12-20-2013 07:30 AM

Quote:

Originally Posted by GT50GO (Post 8324777)
So sorry to hear about your wreck! I saw that report on the news and yes Louisiana was #1, Texas was #4 (I'm surprised it wasn't higher!). Glad you wen't hurt!

Here's a link to the worst drivers by state
http://www.usatoday.com/story/news/n...tates/4025109/

I do not believe that whole report. I want to know why New York is not in the top 5, those drivers up there are crazy, especially the cab drivers.

Matt's 95 Stang 12-20-2013 08:01 AM

Quote:

Originally Posted by B's 5.0 (Post 8324811)
I do not believe that whole report. I want to know why New York is not in the top 5, those drivers up there are crazy, especially the cab drivers.

I dont believe any report that doesn't have L.A. at the top of the list for worst traffic accidents/drivers.

J95SNAKE 12-20-2013 08:40 AM

If I had not swerved I think I would have had some type of injury and more damage. Companies will total out a car at around 60%-70% of value which I am around 30%. I am going to file a diminished value claim against her insurance (assuming she is insured). I expect a hassle but a wrecked vehicle is never worth the same post-crash no matter how good the repair is.

GT50GO 12-20-2013 08:52 AM

Quote:

Originally Posted by J95SNAKE (Post 8324830)
I am going to file a diminished value claim against her insurance (assuming she is insured). I expect a hassle but a wrecked vehicle is never worth the same post-crash no matter how good the repair is.

Good idea, some insurance companies will fight you tooth n nail but if that's the case get a professional that does this for a living (lots out there) to do a report and tell them you won't stop until your price is met. I had a $8000 wreck damage in 2010 on another vehicle and I did this with her insurance (AAA) and they fought me hard, they even acted like they didn't know what I was was talking about. I had a professional work up done and even had to file a small claims suit and they still didn't budge. When we went to mediation prior to court they finally gave up. So hang in there and don't back down. On the other hand a co-worker was dealing with Progressive on a diminished value claim and they just straight out paid him the full amount he was asking without a word.

Silver_Stang_05 12-20-2013 08:56 AM

Grrrrrrrrr, I cannot STAND seeing girls and their phones on the road (and yes, I know guys do it to). Even my wife, soon as she leaves the house see get's on the phone. She at least uses the bluetooth in the car, but damn, isn't there enough going on in the car??? I honest saw a woman on the freeway the other day with her iPad placed on her steering wheel typing away. Anytime I see **** like that I yell at them to hang up and drive! My wife know's if I'm driving I won't even answer the phone....I mean how can one drive, shift and hold a beer be expected to answer a phone!!!


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