Notices
5.0L V8 Technical Discussions Any questions about the 'Coyote' engine, transmission, exhaust, tuners/CAI, or gearing can be asked here!

Insurance Survey...11-13 GT owners only please...

Thread Tools
 
Search this Thread
 
Old 12-09-2012, 08:19 PM
  #11  
clowe1965
6th Gear Member
 
clowe1965's Avatar
 
Join Date: Aug 2011
Location: South Carolina, Axle swap anyone?
Posts: 5,287
Default

bahahahaha glass coverage......we get free windshield repair/replacement in sc. Sorry just had to get that in for the NC folks. Can't say what I have, 3 cars covered on the policy currently.
clowe1965 is offline  
Old 12-10-2012, 02:12 PM
  #12  
04mineralgreyGT
4th Gear Member
 
04mineralgreyGT's Avatar
 
Join Date: Feb 2006
Location: ALABAMA
Posts: 1,298
Default

I'm 31 and my wife is 30, we pay ~$80 per month for full coverage on our 2013 in Alabama. It went up a tad after I backed my Tahoe into a concrete post at the gas station. LMAO
04mineralgreyGT is offline  
Old 12-11-2012, 08:09 PM
  #13  
Dawghouse
2nd Gear Member
 
Dawghouse's Avatar
 
Join Date: Nov 2012
Location: GA
Posts: 293
Default

I am 35 have full coverage 2011 not a spotless record and in Ga I pay about 70$ a month with all the bells and whistles Uninsured Motorist, 200k/500k,500$ deductible.
Dawghouse is offline  
Old 12-12-2012, 12:58 PM
  #14  
Ditty
2nd Gear Member
 
Ditty's Avatar
 
Join Date: Oct 2011
Location: MD
Posts: 445
Default

I'm overpaying like a ****!!!! I have an accident, one ticket, and I'm WELL above $400/month!!!! Allstate is bending me the eff over!
Ditty is offline  
Old 12-12-2012, 01:16 PM
  #15  
Derf00
Gentleman's Relish
 
Derf00's Avatar
 
Join Date: Feb 2005
Location: AZ
Posts: 13,090
Default

There are a boatload of things an insurance company looks at for rates including:

Drivers age, gender, driving record, how long you've had your license, group or multi policy/ (if they also offer home/life or you have more than one car you have on them), zip code, anti-theft devices, credit score, medical conditions, grades (if you're a student), coverage amounts, deductible amounts, etc, etc, etc.

Talk to your current insurance agent. They would be your best bet to estimate what you can expect to pay with your existing policy.
Derf00 is offline  
Old 12-12-2012, 01:31 PM
  #16  
Ditty
2nd Gear Member
 
Ditty's Avatar
 
Join Date: Oct 2011
Location: MD
Posts: 445
Default

I know my credit isn't perfect and I know that it is impacting it much more than it should. The accident last Feb REALLY bent me over though. They paid $25K to fix it including labor. They are just getting back at me. I've been shopping, and not getting too much success. I don't think that your credit score or school record should impact your insurance rates.
Ditty is offline  
Old 12-12-2012, 02:53 PM
  #17  
pdonket
4th Gear Member
 
pdonket's Avatar
 
Join Date: Jun 2010
Location: Illinois
Posts: 1,846
Default

I pay about $90 per month for my insurance, I'm 21, $500 deductible, full coverage. No accidents, tickets, etc.

Also, people should keep in mind that to some extent, you do get what you pay for. Some insurance companies will charge you far less, but if something happens, you could be SOL.
pdonket is offline  
Old 12-12-2012, 03:02 PM
  #18  
Ditty
2nd Gear Member
 
Ditty's Avatar
 
Join Date: Oct 2011
Location: MD
Posts: 445
Default

I just don't get it. I'm 32, never really had ANY problems. Maybe a ticket here and there for 5-10mph over. But then I get into this accident b/c of ice and now I'm getting destroyed. It just seems like even when I would young my insurance was a little higher than anyone else's. (USAA wanted $250/Month on a 1998 Dodge Neon 4 Dr when I had NO tickets/NO Accidents/Good Credit AND I was in the Navy at the time!) It's all a scam if you ask me. Either way, you're gonna get bent over by 'em.
Ditty is offline  
Old 12-12-2012, 03:11 PM
  #19  
Entaille
4th Gear Member
 
Entaille's Avatar
 
Join Date: Nov 2011
Location: WA
Posts: 1,514
Default

joint coverage on me and the wife, 27 and 28, my stang and her subaru legacy.. 160$/mo for the both of us.
Entaille is offline  
Old 12-12-2012, 04:32 PM
  #20  
joe95 gt
2nd Gear Member
 
joe95 gt's Avatar
 
Join Date: Apr 2006
Location: Alabama
Posts: 165
Default

30yrs/married/maybe one ticket still on record $619 for six months, do have rental reimbursement and road side assist. 100k/300k 500 ded.
joe95 gt is offline  


Quick Reply: Insurance Survey...11-13 GT owners only please...



All times are GMT -5. The time now is 10:22 AM.