refinancing- help
#11
RE: refinancing- help
i recommend you call wells fargo asap. ask for refi. if you have good history
they will do if .....go online to the amortization table. play with the interest.
at your present 15% you could afford to refi and lose 12 or more months
from the term.....also, you may need to confirm if your overpaymt are
applying to the principle....not interests.....
they will do if .....go online to the amortization table. play with the interest.
at your present 15% you could afford to refi and lose 12 or more months
from the term.....also, you may need to confirm if your overpaymt are
applying to the principle....not interests.....
#12
RE: refinancing- help
well on the mothly bill I get it says amount due (I don't want to say but its half of the scheduled)
so it looks like I can makeone small payment if I want but then I'd return to full payments
so it looks like I can makeone small payment if I want but then I'd return to full payments
#13
RE: refinancing- help
11% and 15% damn i was sopissed when i got 7% that when jeep offered 0% i bought a g.c. and rolled the stang payments into that. what a savings and clean title on the stang.
#15
RE: refinancing- help
ORIGINAL: jdt141
you guys are paying 11% or 15% on a car loan???
[sm=jawdrop.gif]how do you have money for [sm=icon_cheers.gif] or[sm=love.gif]???
you guys are paying 11% or 15% on a car loan???
[sm=jawdrop.gif]how do you have money for [sm=icon_cheers.gif] or[sm=love.gif]???
#17
RE: refinancing- help
Im at 13% as well. I have good credit but i was 19 when i bought my car and no one co-signed for me. I know it is a lot but i didnt expet to get a very good rate at my age either. Plus it is from Ford credit or whatever, im sure if i shopped a bit around i could have found better.
Anyway so i bought my car in December, think i should wait untill december to try and refinance? Never been late on a payment or anything, but i have not been paying extra either.
Anyway so i bought my car in December, think i should wait untill december to try and refinance? Never been late on a payment or anything, but i have not been paying extra either.
#19
RE: refinancing- help
ORIGINAL: jmk3
I hope everyone that reads this realizes how important it is to estabish & keep a good credit rating. I am paying 0% with ford credit & it is sweet.
I hope everyone that reads this realizes how important it is to estabish & keep a good credit rating. I am paying 0% with ford credit & it is sweet.
good credit makes a world of difference.