Got hit :/
06-14-2013, 08:01 AM
#12
1st Gear Member
Join Date: Apr 2012
Location: Florida
Posts: 125
A diminished value claim is best when there's substantial damage on a newer car, case in point my wife's XC-90 I mentioned above. We bought it brand new and 6 months later got slammed pretty good, so hard in fact it pushed us into the car in front of us. After finally getting it fixed correctly, which was 4 trips back to the repair place, we then pursued the DVC. We went thru a company that does claims and they did take a decent cut, I want to say around 30%, but we received around $3000 if I recall.
For relatively minor damage I wouldn't do it, more of a pain than it's worth.
For relatively minor damage I wouldn't do it, more of a pain than it's worth.
06-14-2013, 01:50 PM
#13
3rd Gear Member
Join Date: Nov 2012
Location: WA
Posts: 863
Man that's a harsh insurance company. When I had a lady back into the side of my 2013's door it was really bad damage. Her insurance called me really fast and started wanting to cut checks I told them I would be calling my insurance first. They wanted to give me a 1,000 dollar check.
I have Allstate and I filled a claim with them all state went in after her insurance which was state farm. I ended up getting a 2,200 dollar check from State Farm after Allstate went in an handled it. Got my door fixed for 1,100 and got my cat back exhaust lol.
I have Allstate and I filled a claim with them all state went in after her insurance which was state farm. I ended up getting a 2,200 dollar check from State Farm after Allstate went in an handled it. Got my door fixed for 1,100 and got my cat back exhaust lol.
06-30-2013, 07:30 PM
#14
2nd Gear Member
Thread Starter
Join Date: Dec 2007
Location: pa
Posts: 386
Hey guys I've gotten my car back but clearly my exhaust isn't right either, I think its the midpipe, I checked under the car and I don't see and bends or anything on the pipe, but it must be the pipe no? There's nothing else? The exhaust sits to far in the valance vs the other un hit side
06-30-2013, 08:19 PM
#16
2nd Gear Member
Thread Starter
Join Date: Dec 2007
Location: pa
Posts: 386
07-01-2013, 02:13 PM
#17
Gentleman's Relish
Join Date: Feb 2005
Location: AZ
Posts: 13,090
You need to be careful with them cutting you a check, many times insurance companies will offer this because it's in effect a settlement. My wife's XC-90 got rear-ended pretty good and the insurance company wanted to give us a check, I declined and told them to just pay repair costs. It ended up being almost double, had I taken the check I'd have been on the hook for the balance.
If you're 100% sure of the damage done and costs to repair/replace with stuff you want then go for it, assuming they can cut you a check.
If you're 100% sure of the damage done and costs to repair/replace with stuff you want then go for it, assuming they can cut you a check.
He is correct, once you accept money, the strings are you are done and cannot come back and claim additional costs/expenses for that incident.
07-01-2013, 06:14 PM
#19
S197 Section Modder-ator
Join Date: Sep 2007
Location: Orlando FL
Posts: 13,373
I actually fixed it, it looked like this...I took the whole muffler off, the clamp only goes on one way, it's not like you slide it over a pipe and adjust it. The mid pipe sits inside the muffler grove then gets clamped down..it's hard to explain pascal you know what I mean right ? Or maybe not lol
Although I'm more familiar with my generation Stang than yours I still thing it's a matter of adjustments because you didn't get hit all that hard.
Seeing your car on a lift would reveal the whole truth...
07-04-2013, 10:48 PM
#20
2nd Gear Member
Join Date: Feb 2013
Location: Canada - Alberta
Posts: 188
I have like 2-3 people a day almost hit my car... people here can't drive I pity the idiot that hit's my car.. I will rage!
Sorry to hear you got damaged but glad it was fixable and everything worked out!
Sorry to hear you got damaged but glad it was fixable and everything worked out!
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