Classic Mustangs (Tech) Technical discussions about the Mustangs of yester-year.

Prove my mom wrong!!!

Thread Tools
 
Search this Thread
 
Old 03-29-2006, 08:37 PM
  #1  
Craig67
2nd Gear Member
Thread Starter
 
Craig67's Avatar
 
Join Date: Mar 2006
Location: Sunnyvale, California
Posts: 263
Default Prove my mom wrong!!!

Hey guys. I was looking at that Car Insurance thread that people started and I noticed that Hagerty Car Insurance one. I am currently shopping around for insurance and showed my mom, and the only thing she could say was that it was a scam. So I decided to start this thread, hoping to be able to show her that it's no scam or anything like that. The question I need you guys to answer before I show this to her is this: What IS the reason that their insurance is so cheap. I put in my mom's information, because I am not yet 18, and they quoted her at $91/year. That IS really cheap, so I was just wondering why. And also, can you edit the amount of coverage you have with them, or is what they give you your only option? Thanks in advance for getting me on the road...hopefully![sm=smiley2.gif]
Craig67 is offline  
Old 03-29-2006, 08:41 PM
  #2  
randy78045
6th Gear Member
 
randy78045's Avatar
 
Join Date: Jan 2006
Location: Laredo, TEXAS
Posts: 6,054
Default RE: Prove my mom wrong!!!

Im certain you can modify coverage limits... no problem... but at that price I'll take two....
randy78045 is offline  
Old 03-29-2006, 08:56 PM
  #3  
dawtips
2nd Gear Member
 
dawtips's Avatar
 
Join Date: Sep 2005
Location:
Posts: 265
Default RE: Prove my mom wrong!!!

Hagerty only insures drivers of the age 25 or older. They also limit the mileage you can put on the car, like 2500 or 3500 miles. And they require that you park the car in a locked garage.
dawtips is offline  
Old 03-29-2006, 08:59 PM
  #4  
randy78045
6th Gear Member
 
randy78045's Avatar
 
Join Date: Jan 2006
Location: Laredo, TEXAS
Posts: 6,054
Default RE: Prove my mom wrong!!!


ORIGINAL: dawtips

Hagerty only insures drivers of the age 25 or older. They also limit the mileage you can put on the car, like 2500 or 3500 miles. And they require that you park the car in a locked garage.
I can do that.... well with one car anyway... You call this company Hagerty Insurance?
randy78045 is offline  
Old 03-29-2006, 09:16 PM
  #5  
dawtips
2nd Gear Member
 
dawtips's Avatar
 
Join Date: Sep 2005
Location:
Posts: 265
Default RE: Prove my mom wrong!!!

You said you were under 18. They won't insure you.
dawtips is offline  
Old 03-29-2006, 09:21 PM
  #6  
rmodel65
Yukon Cornelius
 
rmodel65's Avatar
 
Join Date: Oct 2005
Location: deep in the heart of dixie GEORGIA
Posts: 11,808
Default RE: Prove my mom wrong!!!

have to have a daily driver for everyday driving on a standard policy
rmodel65 is offline  
Old 03-29-2006, 09:24 PM
  #7  
slickman
5th Gear Member
 
slickman's Avatar
 
Join Date: Dec 2005
Location: SC
Posts: 2,634
Default RE: Prove my mom wrong!!!

Yup, I have been with them for years and never had a problem. I don't drive my 66 anyplace near 5000 a year.
ORIGINAL: rmodel65

have to have a daily driver for everyday driving on a standard policy
slickman is offline  
Old 03-29-2006, 10:48 PM
  #8  
plainsmen
2nd Gear Member
 
plainsmen's Avatar
 
Join Date: Mar 2006
Location: Minnesota
Posts: 466
Default RE: Prove my mom wrong!!!

I just bought Ins from Hagerty for the '65.

12,000 coverage, 135 per year with a ZERO $0.00 dollar deductable!! Nice... [sm=groupwave.gif]

Oh... and I put 3000 miles per year.. though I really don't think I'll hit that... probably...
plainsmen is offline  
Old 03-29-2006, 11:11 PM
  #9  
ideal_mustangs
4th Gear Member
 
ideal_mustangs's Avatar
 
Join Date: Jan 2006
Location:
Posts: 1,104
Default RE: Prove my mom wrong!!!

Most places like hagerty require you to have a daily driver too. Mine is through state farm. My daily driver is a 1970 F100 which is 450 per six months for liability. My mustang is in a different kind of class. They figure I won't be driving it too much and its 130 per six months for 20000 of coverage.
ideal_mustangs is offline  
Old 03-30-2006, 12:25 AM
  #10  
Clu7ch
5th Gear Member
 
Clu7ch's Avatar
 
Join Date: Mar 2006
Location: Where I lay my head is home
Posts: 2,328
Default RE: Prove my mom wrong!!!

i thought they had changed that whole mileage ristriction to something like, your car is only covered if you are driving to or from a legit show or garage?
Clu7ch is offline  


Quick Reply: Prove my mom wrong!!!



All times are GMT -5. The time now is 10:54 AM.