Some of you know that I was selling a parts car that I bought to repair my car. I put the car on craigslist and sold some of the parts. Then some guy emails me and tells me he will buy the car as is for my asking price. He sent me 2 checks. One for a little more then my asking price and another for shipping. Of course I know of the scams going around so I told him that I would deposit the checks and hold them for 5 days before I shipped the car. Well you know the rest. It was a scam and both checks bounced.

So now the rest of the story. I am in Indonesia and about to come home. My wife went to the bank yesterday to deposit her payroll check and they told her about the checks bouncing. She nor I were too worried since I did not pay anyone to ship the car and I was only out a few dollars since they charged my account for his bad checks. We thought that was the end of it. Wrong. Today the bank froze all of my accounts and contacted the FBI because one of these checks was stolen. My wife explained the whole thing to the bank and of course she was dealing with a Laquisha and that is her real name so do not go racist on me. The bank pretty much told her, too bad. It did not matter that I deposited the check into my expense money accounts to keep them seperate from my daily accounts, they froze all of my accounts. On top of that both of my credit cards that I use for business purposes froze those accounts because of charges I am making overseas. I contacted both of them before I left and told them but I guess they did not remember so I will call them today and remind them.

So a bit of advice to all of you. Trying to be honest is not legitamite today. We have all been told that any check going into your checking accout requires a certain amount of time before you can withdraw the money and that is a saftey factor for you and the bank. I put the money in an account that I only use for expenses and only take money out of it once a month. On top of that both checks were printed checks, not personal checks, and written off of a business account. The bank actually told my wife that the FBI will be looking at my accounts for money laundering. My wife told them we have X thousands over the amount of the checks in our savings accounts and that money has been there for years so why the hell would they freeze our accounts when they know that we have enough to cover any checks. No answer given but once I get home I am going to empty out my accounts, obtain an attorney and go after the banks if I can.

Do not ever except any checks on a car sale deal if the person is talking about you arranging the shipping. They are all and I mean all fraudulent and you will wind up getting your assets frozen until the bank feels like releasing them.

 

Everyone today acts on "policy", whether this action is devoid of common sense or not... it is shameful how stupid we (as a group) have become these days....

I think I would find another bank once they get done "investigating" you.

The reason that this is happening is simply because someone in authority (at the bank AND/OR otherwise) can do it, and they want you and as many others as possible to know how "important" they are....

STUUUPPPPIIIIDDD.... but there is nothing you can do about it because "it's the law".. see what happens when we keep electing lawyers to public office..... hmmm...

 

what do you do when every choice is the wrong one?

 

It takes one a$$hole to screw the system and now we have to deal with the BS because of tools like that.....

 

Someone tried to scam me the same way a couple years back when I sold an ATV. Never fell for it.
If it is too good then it's not.

I hope things get better for you real soon. Thanks for posting this problem. We all need to know about this crap.

 

I have a friend that sold some couches on craigslist and it was like $1000 and the guy that bought them lived in Arizona. He called her and said his secretary printed the check for 3500 and that she could cash it and send the rest back to him. She said no thanks and returned the check back to him...

When I bought my mustang on craigslist we exchanged cash money.. that is the only way I will do business on that site.

 

it sounds to me like Laquisha is talking trash, of which there is little they can do other then collect their losses and penalize you for services. Unless there is a crimimal history behind those checks, FBI is not going to waste their time dealing with Laquisha or you. You may have to deal with BS for now, but it'll probably work its way out once you speak with someone at an appropriate level who can verify your story. Customer service can be a very big pain. Good luck! don't threaten anyone, because I assure you, their business lawyers are alot slimier then anything you can hire. Be patient, calm, and talk it out at an appropriate level ABOVE customer service weenies.

 

That really sucks Ed, and Quite frankly I am shocked it does seem you a respectable person has done nothing wrong and have only been prudent. I personally would do ever communication in writting to the bank explaining your discust with them, with something along the line of: "every day my assests are frozen is causing me expense not to mention great personal anguish when I have done nothing illegal, in fact I was a victim of a fraud. Therefore for every day that my assets are froozen I pass on a charge of $100 dollars, failure to contest this in writting by 7 days of date of this letter is agrement to these terms." Not knowing american law but I know a trick for making the letter inadmissable in court in the UK which is to title the letter "without prejuidice". Or you could do what a bloke did in the uk when his bank, Barclays, messed him about he changed his name legal to Mr Barclays Bank PLC Are A Bunch Of Complete *******.

 

this is one reason i like to be paid thru paypal for stuff i sell even if i take a little loss from the charges

 

Well beleive it or not it was you guys that gave me the heads up on this scam. I asked the guy over and over if he was one of the idiots out there trying to scam people and I told him up front that the checks would have to clear before I did anything. He sent the damn things anyway and now he wants his money. I mean this ahole sent me another email today asking me when I am going to send him a western union check so that he can pick up the car. What a load of crap. I cannot wait until I get home and take these emails and my ad to the bank.

On another note, I spent the day shopping. I bought every single piece of software I ever wanted, except desktop dyno, for next to nothing. I also have every bit of old Rock and Roll and R&B I ever wanted along with a few souvineers for my family. I bought my daughter a complete outfit like the locals wair right down to the slippers and the modified burka. She is going to have one heck of a halloween this year. LOL. Wifey got a new purse but I avoided the knockoffs, they really do look fake. Other then that I have been eating and waiting until I can leave. Darn food is not bad. I have to admit though, after 2 weeks of eating local food I had to eat a Wendys burger today. It was so damn good I inhaled it almost before I got the paper off of it. Well I need to call the bank and see if I can get this matter resolved. Then the credit cards to see if I can unlock my cards.