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How much is your insurance?

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Old Aug 9, 2006 | 04:04 PM
  #1  
XtacY's Avatar
XtacY
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Default How much is your insurance?

I'm 24 with an accident and speeding ticket on my record. My new sixth month premium through USAA is $341.45 for the sixth month time frame. I plan to pay it all off at once instead of through monthly payments.
Old Aug 9, 2006 | 04:16 PM
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Default RE: How much is your insurance?

seems cheap to me, my daughter has no tickets or accidents and pays 1200 year on a new g6
Old Aug 9, 2006 | 04:33 PM
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Default RE: How much is your insurance?

Mine was $160.00 a month..


After hitting the sidewalk, I couldnt pay for the repairs so.. up go my premiums.
Old Aug 9, 2006 | 04:41 PM
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Default RE: How much is your insurance?

That price isn't too bad, for having points. After the points are gone, usually 3 years for insurance it will drop. Also, after you turn 25 it drops. Mine is only $60 month for full coverage with zero ded. If you could add family members to your plan it helps (fleet coverage.) Also, if you run home, life or add either by itself through your insurance agent it will help, too.
Old Aug 9, 2006 | 04:49 PM
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Default RE: How much is your insurance?

ORIGINAL: XtacY

I'm 24 with an accident and speeding ticket on my record. My new sixth month premium through USAA is $341.45 for the sixth month time frame. I plan to pay it all off at once instead of through monthly payments.
Are you on a parent's policy or something? I also have USAA, and while they are almost always the best premium by a long shot, yours seems extremely low to me. For comparison, I'm almost 41, have no tickets or accidents, and get a multi car discount for insuring 3 cars and a motorcycle on the same policy. The Mustang portion of my premium is a little over $100 / month - for 100/300/50 Liability & Collision / Comp with a $500 deductible.

QWKYNUF
Old Aug 9, 2006 | 05:11 PM
  #6  
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Default RE: How much is your insurance?

When I get a V6 Mustang My insurance will be no different than It is now, It's $107.00 every six months through GMAC, Right now I have a Escort LX and GMAC said with the number of miles I drive and the Mustang being a V6, Not to mention the insurance being the state minimum in Ca, They will transfer It across to the Mustang with no increase in My rate.

Oh and I'm 46.
Old Aug 9, 2006 | 05:34 PM
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Default RE: How much is your insurance?

With GEICO I pay 400 every six months for my 06 V6. I have a 500 dollar deductible. I have thought about checking with USAA again, I had them years ago but after a disagreement I dropped them.
Old Aug 9, 2006 | 05:59 PM
  #8  
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Default RE: How much is your insurance?

Holy $#$% I'm paying 2400 a year for my 06 v-6. My previous car, a 96 Corolla with 220,000 miles on it, was 1000 a year. I've no accidents, multi-line discount and everything, and I'm married and in my late thirties. Of course I live in Los Angeles--that might have something to do with it. Man, I wish I lived in another part of the country some times.
Old Aug 9, 2006 | 06:03 PM
  #9  
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Default RE: How much is your insurance?

I pay $235 for six months with $250 deductable. My F350 with the V10 is $420 for six months.
Old Aug 9, 2006 | 06:10 PM
  #10  
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XtacY
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Default RE: How much is your insurance?

ORIGINAL: QWKYNUF

ORIGINAL: XtacY

I'm 24 with an accident and speeding ticket on my record. My new sixth month premium through USAA is $341.45 for the sixth month time frame. I plan to pay it all off at once instead of through monthly payments.
Are you on a parent's policy or something? I also have USAA, and while they are almost always the best premium by a long shot, yours seems extremely low to me. For comparison, I'm almost 41, have no tickets or accidents, and get a multi car discount for insuring 3 cars and a motorcycle on the same policy. The Mustang portion of my premium is a little over $100 / month - for 100/300/50 Liability & Collision / Comp with a $500 deductible.

QWKYNUF
Nope it's my own policy. I'll break down the charges later on but basically I have the cheapest coverage you can get. It's like 25,000/50.000 with a $1,000 deductable. That's ok though because I have a company car for my job. I'm also receiving a good student discount which is a rather big discount.



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