2024 Ford Mustang Configurator Is Live, but You Can Score a Great Deal on a 2022 Right Now

Those wanting a 2024 Ford Mustang can now build it virtually, but the 2022 model might just sway you with an enticing offer.

Following what felt like forever, the all-new, S650 generation 2024 Ford Mustang finally debuted last September, ushering in a new era that might also prove to be the last devoid of electrification. Regardless, the 2024 Ford Mustang is certainly something worth celebrating, particularly with the Dodge Challenger going all-electric and the Chevy Camaro going away, at least temporarily. Now, those in the market can create the S650 of their dreams virtually, as the build and price configurator has officially launched at Ford.com. However, those still willing to “settle” for an S550 can also score a pretty sweet deal on one right now, too.

As amazing as the 2024 Ford Mustang is, there’s just one tiny problem – it’s also pretty darn expensive, as is the case with pretty much every new car these days. The base EcoBoost starts out at $32,515 with the mandatory $1,595 destination charge, while a GT will set you back $43,090 and the Dark Horse $60,865. Problem is, if you check enough boxes, the Dark Horse Premium can get scary close to the $80k mark, which is wicked money for a Mustang of any kind that doesn’t have a Shelby badge attached to it.

So what’s a pony car fan looking to buy a brand new Mustang to do? Well, if you have top-tier credit and can manage to hunt down a 2022 model on a dealer lot, you can score one heck of a finance deal at the moment. According to a dealer bulletin recently seen by Cars Direct, FoMoCo is offering zero percent APR financing on the 2022 Mustang for those opting for a 60-month term. Previously, that rate was set at 3.9 percent, meaning that one can save thousands of dollars, if they have sufficient credit and can actually find a 2022 Mustang sitting around.

In these days of rising interest rates, this kind of deals is somewhat unheard of, but Ford is also offering additional options for the 2022 Mustang. That includes a 1.9 percent interest rate for 72-month terms, while 2023 Mustang buyers can also nab special interest rates – 3.9 percent for 36 months,  5.9 percent for 60 months, and 7.9 percent for 72 months. You may not be driving the newest, shiniest pony car on the block, but given the massive price gap compared to the 2024 model, it may just be worth it.

Photos: Ford

Join the Mustang Forums now!

Brett Foote

Brett Foote has been covering the automotive industry for over five years and is a longtime contributor to Internet Brands’ Auto Group sites, including Chevrolet Forum, Rennlist, and Ford Truck Enthusiasts, among other popular sites.

He has been an automotive enthusiast since the day he came into this world and rode home from the hospital in a first-gen Mustang, and he's been wrenching on them nearly as long.

In addition to his expertise writing about cars, trucks, motorcycles, and every other type of automobile, Brett had spent several years running parts for local auto dealerships.

You can follow along with his builds and various automotive shenanigans on Instagram: @bfoote.