geico insurance
09-07-2006, 02:38 PM
#11
RE: geico insurance
When I bought my Mustang this past April I switched to Geico. Liberty Mutual wanted $1650 for a year. Geico charges me $515 every 6 months. I have a clean record, I'm 25, and I live in CT.
09-07-2006, 03:01 PM
#12
4th Gear Member
Join Date: Sep 2005
Location: Zimbabwe
Posts: 1,925
RE: geico insurance
Hm, maybe I'll give Geico a call. I went with AIS and they got me signed up with Mercury Insurance, I'm paying $166 a month or $990 for 6 months. Which was actually better than what I was doing before $266 a month with Wawanesa.
19 years old, no tickets, one claim filed
19 years old, no tickets, one claim filed
09-07-2006, 05:11 PM
#13
3rd Gear Member
Join Date: Jun 2006
Location:
Posts: 912
RE: geico insurance
I had State Farm for 27 years. I never filed a claim. Never had an accident. I switched to GIECO after all that time. I saved a ton of money. Within 4 months I smashed my 97 F150 driver side door into a boat ramp pier. I called them up, and they told me to take my truck to the shop of my choice. I took it in and they replaced the entire door. No problems and no questions. Rates stayed the same and there was never a hint of being dropped. Of course I have a terrific driving record. I have 3 vehicles with GIECO. 97 F150, 2002 Escape and my 06 GT .I saved a ton of money over State Farm. I recommend them highly. BTW my brother works for Erie insurance and even with his discount he can't touch the GIECO price.
09-08-2006, 03:40 AM
#14
4th Gear Member
Join Date: Aug 2006
Location: Highland, Ca.
Posts: 1,097
RE: geico insurance
My neighbor has Geico, and is currently suing them. His wife's Camry was wrecked, and Geico will NOT pay for genuine Toyota brand OEM parts. They will only pay the body shop for the cost of aftermarket, inferior body parts(front & rear door, front fender). He was told by them that if he wanted genuine Toyota replacement parts, he had to pay the difference himself. The body shop told him that Geico is a major pain in the a$$, and they have more problems with them than any other. I don't know about any of you, but there is no way I want parts made in China replacing parts made by Ford if I have a wreck. Sorry, I'll gladly pay a little more for the better coverage.
09-08-2006, 03:46 AM
#15
5th Gear Member
Join Date: Jun 2006
Location:
Posts: 2,250
RE: geico insurance
IF you go through a private bank (i.e. wescom for westerners) and not like bank of america or something. They usually can find great deals on insurance for you. Mercury insurance is what they hooked me up with very cheap and good
09-08-2006, 04:21 AM
#16
2nd Gear Member
Join Date: Nov 2005
Location:
Posts: 176
RE: geico insurance
My family has had Geico as far back as I can remember, and I have Geico on my cars. We've had nothing but great service with them. We've had some claims with them, and every time we've had a check within a week's time. Dad totalled his car, at fault, they paid over KBB for the car. Dad had a mutual fault accident, they paid to fix it at Ford's body shop. Mom got rear ended, guy had shady insurance. Geico paid for the repairs and went after other guy for payment. Dad rear ended a car, Geico paid for factory parts. Dad lost it in the rain with my car. Repairs came out to well over KBB. I asked to get the car fixed, Geico paid to fix it. I totalled my car at street races. The racing was on the report and everything. Liability, so no payout, but they paid the other guy, and my insurance didn't go up.
When I first got my own insurance, I switched to Progressive because it was cheaper. My car got stolen, and stripped enough that it was a total loss. At first I was impressed. They came to my house and took oil samples and all kinds of things (I recovered the car from the impound). That was where anything impressive ended. They inundated me with paperwork, which I had to keep paying out of pocket to get notarized. They took over 2 months to send a tow truck to pick the POS up from my driveway. Over 4 months passed and I still didn't have a check. I finally found the car I wanted, but I couldn't get a loan until the totalled car was paid off. I had to get my credit union to call them and demand payment in order for them to pay me. I quickly dropped them and went back to Geico.
As a side note, my credit union kicks ***. Any time I have any trouble with anything remotely associated with my banking, I call them up and they send their bull dogs to my rescue.
Oh, and I pay $600/6mo for my Stang.
When I first got my own insurance, I switched to Progressive because it was cheaper. My car got stolen, and stripped enough that it was a total loss. At first I was impressed. They came to my house and took oil samples and all kinds of things (I recovered the car from the impound). That was where anything impressive ended. They inundated me with paperwork, which I had to keep paying out of pocket to get notarized. They took over 2 months to send a tow truck to pick the POS up from my driveway. Over 4 months passed and I still didn't have a check. I finally found the car I wanted, but I couldn't get a loan until the totalled car was paid off. I had to get my credit union to call them and demand payment in order for them to pay me. I quickly dropped them and went back to Geico.
As a side note, my credit union kicks ***. Any time I have any trouble with anything remotely associated with my banking, I call them up and they send their bull dogs to my rescue.
Oh, and I pay $600/6mo for my Stang.
09-08-2006, 04:51 AM
#17
3rd Gear Member
Join Date: Sep 2006
Location:
Posts: 967
RE: geico insurance
Everyone has good and bad stories about GEICO, and I'm sure there are a good and bad stories about every other insurance company out there.
For the most part, I've heard more bad than good about GEICO.
NEVER trust a company that has "government" in their name !
JMO
LMAF
For the most part, I've heard more bad than good about GEICO.
NEVER trust a company that has "government" in their name !
JMO
LMAF
09-08-2006, 05:21 AM
#18
6th Gear Member
Join Date: Sep 2006
Location: Gainesville, FL
Posts: 11,278
RE: geico insurance
I wouldn't insure you or your Dad!
ORIGINAL: Racefiend
My family has had Geico as far back as I can remember, and I have Geico on my cars. We've had nothing but great service with them. We've had some claims with them, and every time we've had a check within a week's time. Dad totalled his car, at fault, they paid over KBB for the car. Dad had a mutual fault accident, they paid to fix it at Ford's body shop. Mom got rear ended, guy had shady insurance. Geico paid for the repairs and went after other guy for payment. Dad rear ended a car, Geico paid for factory parts. Dad lost it in the rain with my car. Repairs came out to well over KBB. I asked to get the car fixed, Geico paid to fix it. I totalled my car at street races. The racing was on the report and everything. Liability, so no payout, but they paid the other guy, and my insurance didn't go up.
When I first got my own insurance, I switched to Progressive because it was cheaper. My car got stolen, and stripped enough that it was a total loss. At first I was impressed. They came to my house and took oil samples and all kinds of things (I recovered the car from the impound). That was where anything impressive ended. They inundated me with paperwork, which I had to keep paying out of pocket to get notarized. They took over 2 months to send a tow truck to pick the POS up from my driveway. Over 4 months passed and I still didn't have a check. I finally found the car I wanted, but I couldn't get a loan until the totalled car was paid off. I had to get my credit union to call them and demand payment in order for them to pay me. I quickly dropped them and went back to Geico.
As a side note, my credit union kicks ***. Any time I have any trouble with anything remotely associated with my banking, I call them up and they send their bull dogs to my rescue.
Oh, and I pay $600/6mo for my Stang.
My family has had Geico as far back as I can remember, and I have Geico on my cars. We've had nothing but great service with them. We've had some claims with them, and every time we've had a check within a week's time. Dad totalled his car, at fault, they paid over KBB for the car. Dad had a mutual fault accident, they paid to fix it at Ford's body shop. Mom got rear ended, guy had shady insurance. Geico paid for the repairs and went after other guy for payment. Dad rear ended a car, Geico paid for factory parts. Dad lost it in the rain with my car. Repairs came out to well over KBB. I asked to get the car fixed, Geico paid to fix it. I totalled my car at street races. The racing was on the report and everything. Liability, so no payout, but they paid the other guy, and my insurance didn't go up.
When I first got my own insurance, I switched to Progressive because it was cheaper. My car got stolen, and stripped enough that it was a total loss. At first I was impressed. They came to my house and took oil samples and all kinds of things (I recovered the car from the impound). That was where anything impressive ended. They inundated me with paperwork, which I had to keep paying out of pocket to get notarized. They took over 2 months to send a tow truck to pick the POS up from my driveway. Over 4 months passed and I still didn't have a check. I finally found the car I wanted, but I couldn't get a loan until the totalled car was paid off. I had to get my credit union to call them and demand payment in order for them to pay me. I quickly dropped them and went back to Geico.
As a side note, my credit union kicks ***. Any time I have any trouble with anything remotely associated with my banking, I call them up and they send their bull dogs to my rescue.
Oh, and I pay $600/6mo for my Stang.
09-08-2006, 07:13 AM
#20
2nd Gear Member
Join Date: Nov 2005
Location:
Posts: 176
RE: geico insurance
ORIGINAL: moosestang
I wouldn't insure you or your Dad!
I wouldn't insure you or your Dad!
As for me, well, I wouldn't have insured me when I was younger either LOL. I had the philosophy of finding out my cars' limits by pushing them beyond. It made good learning experiences in body, suspension, and engine work though
. THe car totalling was what finally opened my eyes, and also made me learn that with speed, you have to upgrade brakes to match. I haven't been to races in almost 10 years, as that was the last time I went. It's funny, though lucky to be alive, I think all my out of control experiences when young has made me a better driver now.