First off thanks everyone for your input. As far as credit goes i havehad my Focus fora little over a year now making unmissedpayments, and i havemy parents as a cosigner but they dont have the best credit in the world. I have been debating the school and work issue because im going to be woking 12hr shifts[sm=insomnia.gif]...right now i believe i can take it but i still dunno. i put togetherfew "total" monthly payment estimates, at around 700-900$ a month for the mustang, and i was thinking that "hey i still have 5-600$ to play with", but things can happen at the most inopportune times in my experiance, so i may go witha used 05 or something, but im so paranoid about buyingused stang and wondering how it had been driven, cause if they are anything like me..well let's just say ihav'nt been so right foot light on my focus..(CIA, and exhaust make it very nice to drive imho). but if i could find one with the options i want, that will net me a low payment, i could go for a used GT. and as for the v6 option...i dunno, i would really like to shoot for a v8 (sound, power, 13s), plus i've never been a "huge" fan of v6's...cause allof them i have drove seen to be underpowered for what they pull(210hp in a 3500lb car). they arenice by all means, and still maintain that legendary awesomeness the mustang has...but i dunno. But hey nothing a little n/a or f/i could'nt fix. oh and on the insurance part, whats the gap between v6 and v8, and age?...also like i said i have 3 points on my license from running a red light...(still have yet to see what my payments are going to be on my focus).

 

I also would like to know how much higher a vert would be on insurance...cause im looking on ford direct and seeing a fewGT andv6 verts that are very nice, one v6in particular with 21k miles 06, premium, for 21,971...is this pretty nice?



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Personally I am notinto theV6's. But it looks like a nice car. But if you aregoing to beworking full time with12 hour shifts, and taking 15-18 credits a semester, I would sayto either count on backing off oncollege credits per semor getting differentwork hours unless you are superman.

 

Hit the insurance websites and you can get an idea of what your insurance might be. Just remember to be honest with answering the questions.

Go to a couple because they can very from company to company.

Remember, that higher deductibles will mean lower rates. Just save up the deductible and put it away in an account somewhere and don't touch. That way if something does happen you'll have your deductible no matter what.

 

im most likely staying with nationwide...so far it's the best i have seen...im not fully sure on the quote but im going to have lots of deds on it, (semi high deductable, multicar, student, ect.).i did a quick quote and it was like 1071$ per 6moths... im not sure though.

 

White is ugly. Don't get it.

 

 

Heck, if you can afford it...go for it...you'll have a smile on your face even if all you have left to eat is PBJ sandwiches....[sm=bounceybounce.gif]

 

pbj FTW!!...im going to try for it with all my ability i can assure everyone...but if fate is'nt on my side, i might go for the black v6 vert.

 

I'm 21, no tickets or demerits on my record at all, and when I called my insurance co. to sign up my v6 and find out how much insurance was going to cost, the lady looked at the prices and said "Good thing you didn't get a GT." I didn't find out how much it was exactly, but I'm assuming the difference between a V6 and a GT for a young male driver (this will be more of an issue with your demerits) is a pretty big one.