i got rear ended! :,(
5th Gear Member
Joined: Oct 2009
Posts: 3,115
From: Pineapple under the Sea
Most likely they will just replace the quarter panel and bumper. You probably won't like what the body shop will have to do to the car but it will be fixed. I highly doubt they will total it, I've had more damage than that. Been through the same thing crushing my quarter.
S197 Section Modder-ator
Joined: Sep 2007
Posts: 13,373
From: Orlando FL
The OP's car is an 09, which is worth anywhere from $12K to $14 and 70% of that value will total the car...
I can't see more than $5000 in damage on her car and that figure isn't even close to 70% of the value of said car.
I can't see more than $5000 in damage on her car and that figure isn't even close to 70% of the value of said car.
Thread Starter
1st Gear Member
Joined: Aug 2012
Posts: 70
From: GA
So they are totaling your car out then? I would take the cash and buy another car if you don't owe money, if you do pay that ish off and get another stang! I wouldn't be happy with having a R title. Unless I'm completely wrong on this whole comment, when I see something done to a title I assume R or S title? ... Damn bro I'd be upset.
Thread Starter
1st Gear Member
Joined: Aug 2012
Posts: 70
From: GA
Some insurance companies will actually cover that difference of value.. I can't remember what it's called but it's like a degraded value something another.. USAA did it for my Nissan when someone hit it in a parking lot.. They covered the cost of repair and then paid more for the estimate value the car dropped. Meanwhile never raising my premium, I love USAA 
4th Gear Member
Joined: Nov 2010
Posts: 1,717
From: Indiana
You should contact them and push them for it. Chances are they'll only pay out if they are made aware that you know about the depreciation. Ours didn't pay out until my parents contacted them and inquired about it, then the agent was all "oooh yeah, we'll take care of that". In all honesty, they probably would have tried to pass it under the radar if we hadn't brought it to their attention.
Thread Starter
1st Gear Member
Joined: Aug 2012
Posts: 70
From: GA
You should contact them and push them for it. Chances are they'll only pay out if they are made aware that you know about the depreciation. Ours didn't pay out until my parents contacted them and inquired about it, then the agent was all "oooh yeah, we'll take care of that". In all honesty, they probably would have tried to pass it under the radar if we hadn't brought it to their attention.
4th Gear Member
Joined: Feb 2008
Posts: 1,761
From: Georgia
so my insurance is suppose to give me the money? thats gay that they try to scam you of your money especailly like me when the accident isnt your fault. i will be mad if they dont give me money because its not my fault that the price of my car i going to decrease.
http://www.ehow.com/how_5659072_clai...-accident.html
2nd Gear Member
Joined: Dec 2007
Posts: 386
From: pa
^^^ good to know I didn't know you can do that, we'll now I do! So let me get this straight , if your car is in a accident, something is put on the title? We aren't talking on the same lines as a car fax as it would show a accident? Or it's the same ****? I didn't think something is physically done to the title itself...I'm having a noob moment....
S197 Section Modder-ator
Joined: Sep 2007
Posts: 13,373
From: Orlando FL
No accidents are mentioned on a Title.
In some States, you get a "Rebuilt" Title when a car is legally put back on the road after it was totaled, which isn't the OP's case here...
In FL, when a car is declared totaled, it's gone.
In some States, you get a "Rebuilt" Title when a car is legally put back on the road after it was totaled, which isn't the OP's case here...
In FL, when a car is declared totaled, it's gone.