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Something that I mentioned in this thread way back.. I would push to have a diminished value report done through your insurance.. It shouldn't have been fixed as 12K in repairs is well over 50% of the vehicle's value.
I went the entire gammet with insurance company, trust me. The best I got was a one time offer of $12k. And either way, I lose MAJOR equity, still have a lian and that way - no car! Brutal!
No accidents are mentioned on a Title.
In some States, you get a "Rebuilt" Title when a car is legally put back on the road after it was totaled, which isn't the OP's case here...
In FL, when a car is declared totaled, it's gone.
How do accidents show up on a carfax? I'm wondering if my single vehicle accident back in 08 will show up.