Roush Mustangs
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2nd Gear Member
Joined: Mar 2006
Posts: 150
From: Michigan
Roush Mustangs
How do you Roush owners insure your car? If you total it wont the insurance company only pay the blue book value? Do you have to get special insurance?
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2nd Gear Member
Joined: Mar 2006
Posts: 380
From: Michigan
RE: Roush Mustangs
What do u mean? if u total your car and have full covergae then they pay for everything. its not like a modded car where they only pay for the car alone. and theres always classic insurence
5th Gear Member
Joined: Oct 2003
Posts: 3,020
From:
RE: Roush Mustangs
You should be able to get your insurance tailored to a 'set value' of the car. That's how my Saleens are insured. Because the vin in these cars shows the 'stock' vin #, so often people insure these as 'GT's and not Saleens and Roushs. To their dismay, they are upset if they are hit in an accident and the insurance co only gives them gt $ back on the car. Don't keep your insurance co in the closet with regard to your ride. Make it very clear to them what your car is worth from the get-go. If you try to screw them, they will screw you.
2nd Gear Member
Joined: Mar 2006
Posts: 300
From:
RE: Roush Mustangs
ORIGINAL: Birdieman4
You should be able to get your insurance tailored to a 'set value' of the car. That's how my Saleens are insured. Because the vin in these cars shows the 'stock' vin #, so often people insure these as 'GT's and not Saleens and Roushs. To their dismay, they are upset if they are hit in an accident and the insurance co only gives them gt $ back on the car. Don't keep your insurance co in the closet with regard to your ride. Make it very clear to them what your car is worth from the get-go. If you try to screw them, they will screw you.
You should be able to get your insurance tailored to a 'set value' of the car. That's how my Saleens are insured. Because the vin in these cars shows the 'stock' vin #, so often people insure these as 'GT's and not Saleens and Roushs. To their dismay, they are upset if they are hit in an accident and the insurance co only gives them gt $ back on the car. Don't keep your insurance co in the closet with regard to your ride. Make it very clear to them what your car is worth from the get-go. If you try to screw them, they will screw you.
2nd Gear Member
Joined: Feb 2006
Posts: 227
From:
RE: Roush Mustangs
My agent asked if I wanted to increase the insurance value with mods I had done. You cant get crazy with it, but you can definitely increase your coverage based on the resonable appraised value. If your agent wont, find another agent.
5th Gear Member
Joined: Mar 2006
Posts: 2,899
From: Longwood, FL
RE: Roush Mustangs
Good thread, i'm sure this will be quite interesting to a lot of Roush owners. I myself didn't even know of the situation, very well put when it was 'Birdieman4' "If you scre them, they will screw you", and its the truth.
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