No your insurance does not and should not cover that. There are of couse ways around getting totally screwed if this ever happened. I might have heard of people wrecking a car at the track and then dumping it off in some ghetto hood and setting it on fire, then reporting it stolen, but I would never reccomend such a thing.

Nope as other have said thats just the risk you assume when you go to the track, it's not the tracks responcibilty or any one elses to cover your *** while racing.

 

this is why you should street race.. JK

 

What if you have a loan out? The bank requires you to have full coverage, to save their *** incase you wreck the car, not just to protect you from getting in an accident that isn't your fault. So wouldn't the bank want you to claim it? I don't know if you guys understand what im saying
Whats the sense in putting full coverage on a car then? Full coverage is there to insure the car whether the accident be your fault or not. So your saying that full coverage would cover my car if I drove the car off a bridge, but not if I took it to the track? What if Im driving down the interstate leaving the track and somehow put the car into the median wall? They'll cover that but they won't if I did it 300 feet away from there but it was on the track? Maybe im wrong but this discussiuon got me to thinking this way...

 

Insurance companys will deny a claim if it is at the track, you are VOLUNTARLY (sp) engaging in what they consider a risk activity, the same would apply if you wreck car while street racing and are convicted of street racing. At this point the bank will go after you for the balance of the loan. Bottom line is that people need to take responcibilty for their actions, according to your line of thinking you just enter your car in a demo-derby and collect on the insurance. There are certain risks that you accept while racing at the track, if can't accept them don't go to the track. Also I did give an example of a way around the insurance if somthing were to ever happen at the track (not that I would ever do such a thing). I have also heard of people who just banged thier car up a little bit at the track, going home and calling the insurance company the next day and telling them they put it into a guard rail or somthing.