Yep, being safe is stupid... +1... I mean come on... whats the purpose of getting JUST liability? if u crash ur straight screwed... with full coverage ive got sooo much protection...

 

$42 a mo for full coverage, yeah I'm getting old (37)

 

I got on the Geico Web site last night and compared it to State Farm.Geico was twice as much!!!!
Full coverage is great if you have a new car butwhen your car gets old 95, 96, 97 the insurance company is only paying book price on it. If you are paying $2500or more a year for full coverage it just doesn't make sense to do that giving my 97 is worth maybe $4700 now. Pay a ton of insurance for three years and you are just bank rolling the insurance company. If your car is newer then I'dsay sure get full coverage. If you have a bank loan I think you have tohave full coverageon the car.
Just do what you think is right and shop around. Don't let your insurance lapse because here in Michigan they will really screw you when you get insurance again.

Joe

 

Don't come to Michigan with a pistol out in the open in your car unless you havepermit on it. We need to have it in the trunk and a reason to have it in the car in the first place. A hunting license or proof you are going to a gun range to practice.
I think out west you can get away with that but not here.

Joe