When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
Why not try to refinance instead of taking a loss an a early trade? Maybe your bank will give you a better rate.
that's what i'm sure i'll end up doing. the other option was more just something i was interested on getting some numbers for... i know i'll be happy either way.