bank/cj pony parts fiasco
#1
bank/cj pony parts fiasco
So when I ordered my FRPP duals and t-lok from cj pony parts I put my college address in instead of my home addresswhere the card is issued to me. My fault. So they tried to put the order through with the college addy and it came back as declined for CJ's, but showed up on my statement.
Well I call both sides, eventually going to the bank and having them talk to each other. The bank said that the charge would fall off last night at midnight, and CJ could run it again in the morning. Cj ran itthis morning and it worked for them; however, both charges are on my online statement, resulting in a negative balance in my checking account. CJ says they can't do anything about it because the first didn't go through on their end, so they didn't get a drop code. The bank says they can't do anything without the drop code.
So I am supposed to have negative balanceinmy checkingfor up to a week whileI wait for that initial charge to disappear! I have money in my account back home, but I don't ever touch that, just wanted to keep that there in case of emergency. Guess I'll have to transfer it over to cover my a$$.
I really did not like the way the Lisa lady from CJ acted about the whole thing. Basically she just told me she couldn't do anything about it (which may be true), but she didn't offer to talk to the boss to see if they could do anything about it, didn't apologize for the troubles, just basically said you're SOL. Not impressed there AT ALL.[>:] On top of it all, the bank will probably try to charge me an overdraw charge on my checking this whole week. It woulda all just worked out fine if I woulda put myhome address in the first place....[:@][/rant]
Well I call both sides, eventually going to the bank and having them talk to each other. The bank said that the charge would fall off last night at midnight, and CJ could run it again in the morning. Cj ran itthis morning and it worked for them; however, both charges are on my online statement, resulting in a negative balance in my checking account. CJ says they can't do anything about it because the first didn't go through on their end, so they didn't get a drop code. The bank says they can't do anything without the drop code.
So I am supposed to have negative balanceinmy checkingfor up to a week whileI wait for that initial charge to disappear! I have money in my account back home, but I don't ever touch that, just wanted to keep that there in case of emergency. Guess I'll have to transfer it over to cover my a$$.
I really did not like the way the Lisa lady from CJ acted about the whole thing. Basically she just told me she couldn't do anything about it (which may be true), but she didn't offer to talk to the boss to see if they could do anything about it, didn't apologize for the troubles, just basically said you're SOL. Not impressed there AT ALL.[>:] On top of it all, the bank will probably try to charge me an overdraw charge on my checking this whole week. It woulda all just worked out fine if I woulda put myhome address in the first place....[:@][/rant]
#2
RE: bank/cj pony parts fiasco
You should of just ordered parts from rpmoutlet.com
Seriously, what's with everyone having beef with them. My FRRP gear and t-lok from there work fine and came shippedquickly and perfectly.
Seriously, what's with everyone having beef with them. My FRRP gear and t-lok from there work fine and came shippedquickly and perfectly.
#3
RE: bank/cj pony parts fiasco
ORIGINAL: SteelStang05
You should of just ordered parts from rpmoutlet.com
Seriously, what's with everyone having beef with them. My FRRP gear and t-lok from there work fine and came shippedquickly and perfectly.
You should of just ordered parts from rpmoutlet.com
Seriously, what's with everyone having beef with them. My FRRP gear and t-lok from there work fine and came shippedquickly and perfectly.
#4
RE: bank/cj pony parts fiasco
I am just having some fun here Totally at your expense Please forgive me but remember your 1st post and your quote "I promptly felt a bit of a sinking feeling coinciding with my draining bank account," Been there, done that, sorry about that.
#5
RE: bank/cj pony parts fiasco
ORIGINAL: Yellow Tang
I am just having some fun here Totally at your expense Please forgive me but remember your 1st post and your quote "I promptly felt a bit of a sinking feeling coinciding with my draining bank account," Been there, done that, sorry about that.
I am just having some fun here Totally at your expense Please forgive me but remember your 1st post and your quote "I promptly felt a bit of a sinking feeling coinciding with my draining bank account," Been there, done that, sorry about that.
#7
RE: bank/cj pony parts fiasco
Sounds like this was a debit card.... debit cards often have problems with holds. When it's just a credit card, the hold usually goes on and clears before you get your bill, and in the worst case scenario, just holds some of you available credit limit till it clears. When you use a debit card, it also holds money when a charge is first put through, but it is actually holding money in your checking account (or savings) and therefore it is unavailable to you. For large purchases, always consider using a real credit card and not a debit card.
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AMAlexLazarus
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04-04-2020 02:16 PM