Can this be fixed?
S197 Section Modder-ator
Joined: Sep 2007
Posts: 13,373
From: Orlando FL
No, I don't take any offense to it, it isn't my rule, lol.
But, if you go to pretty much ANY auction, if your 1/4 has been replaced, it is announced as unibody/frame damage. Now, this is only on unibody cars, so your older cars (or any car with a full frame) don't apply to this rule. I was just letting him know that even if the car is fixed right, it still could be labled as still having frame damage. For instance if he ever wanted to sell his car at an auction.
Here's a link to an older (only one I could find online) pdf. of the auction guidlines on what is considered frame damage for anyone who's interested. See page 2 fig.1 for the chart.
http://www.naaa.com/files/public/9_2...uralDamage.pdf
But, if you go to pretty much ANY auction, if your 1/4 has been replaced, it is announced as unibody/frame damage. Now, this is only on unibody cars, so your older cars (or any car with a full frame) don't apply to this rule. I was just letting him know that even if the car is fixed right, it still could be labled as still having frame damage. For instance if he ever wanted to sell his car at an auction.
Here's a link to an older (only one I could find online) pdf. of the auction guidlines on what is considered frame damage for anyone who's interested. See page 2 fig.1 for the chart.
http://www.naaa.com/files/public/9_2...uralDamage.pdf
Thread Starter
2nd Gear Member
Joined: Jan 2009
Posts: 209
From: FL
cadillacflow thanks for the info and I'll be sure to bring it up. Still waiting on the estimate for the repair, apprently if its 3/4 the worth of the car the insurance totals out the car. The guy at the shop said it might be close depending on any hidden damage. Should know by monday, might have to buy a new car.
Joined: Apr 2009
Posts: 3
From: Oregon
OUCH!!
Just a little more info on repairing vs. total lossing your Mustang.
1. Airbags are expensive due to all the other things that need to be replaced not just the airbag it's self - seatbelt that was in use, the seat, the sensors, usually there is a whole list of parts that need replacing when an airbag deploys
2. It appears that the impact also struck your wheel - if repairing they will need to replace the wheel and do an alignment - check the axel along with the suspension
3. 1/4 panel and door will both need replacing - bumper cover if the tabs are broken
4. Then there is the repainting - they will need to blend the paint to the fender and possibly the truck lid
Total Loss is deemed when the cost of repair exceeds the Actual Cash Value of the Vehicle - cost of repair also includes the cost of the rental -- the salvage value of the vehicle is also a factor
Each insurance company has it's own rules on repair vs total loss but that is the general rule - as for repairing - watch out for use of used, aftermarket and remanufactured parts.
I wish you luck. If you don't like how the insurance company is treating you talk yours sometimes they can speed the process up, especially if you carry full coverage.
Just a little more info on repairing vs. total lossing your Mustang.
1. Airbags are expensive due to all the other things that need to be replaced not just the airbag it's self - seatbelt that was in use, the seat, the sensors, usually there is a whole list of parts that need replacing when an airbag deploys
2. It appears that the impact also struck your wheel - if repairing they will need to replace the wheel and do an alignment - check the axel along with the suspension
3. 1/4 panel and door will both need replacing - bumper cover if the tabs are broken
4. Then there is the repainting - they will need to blend the paint to the fender and possibly the truck lid
Total Loss is deemed when the cost of repair exceeds the Actual Cash Value of the Vehicle - cost of repair also includes the cost of the rental -- the salvage value of the vehicle is also a factor
Each insurance company has it's own rules on repair vs total loss but that is the general rule - as for repairing - watch out for use of used, aftermarket and remanufactured parts.
I wish you luck. If you don't like how the insurance company is treating you talk yours sometimes they can speed the process up, especially if you carry full coverage.
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bradleyb
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Nov 27, 2015 07:50 PM
