Terrible Night Last Night...
08-08-2012, 01:06 PM
#11
Wow, that sounds like really good news for me! Hopefully my insurance company will work the same. Who do you have insurance with? I'm with GEICO and they seem pretty good at handling situations like this. And the reason I chose CF is (besides would be nicer) the shop wouldn't have to paint it. I'm assuming the hoods come from the factory painted? I could very well be wrong about this and was just a guess, but if not, that would be another savings. It sounds like the savings would be over $500, I'm guessing not, but there isn't a possiblity I would get money back is there? I'm seriously doubting it but I could see if you chose a cheaper part the insurance company would let you pocket the change.
I was told from my adjuster that if I saved over $500, I could pocket whatever was left over. Basically he told me that the check he wrote to the repair shop was my money and I could repair it anyway I wanted. They check was written out to both me and the repair shop. Your adjuster will be able to give you better answers than me though, so I wouldn't get your hopes up until you talk with him.
08-08-2012, 02:27 PM
#12
I am with Nationwide, not sure how GEICO works. I think the repair shop was going to buy it unpainted and then paint it theirselves so they could paint match. Not sure if it comes from the factory painted.
I was told from my adjuster that if I saved over $500, I could pocket whatever was left over. Basically he told me that the check he wrote to the repair shop was my money and I could repair it anyway I wanted. They check was written out to both me and the repair shop. Your adjuster will be able to give you better answers than me though, so I wouldn't get your hopes up until you talk with him.
I was told from my adjuster that if I saved over $500, I could pocket whatever was left over. Basically he told me that the check he wrote to the repair shop was my money and I could repair it anyway I wanted. They check was written out to both me and the repair shop. Your adjuster will be able to give you better answers than me though, so I wouldn't get your hopes up until you talk with him.
08-08-2012, 02:30 PM
#13
I can't tell from the pic but it sort of looks like your radiator is a bit crooked. If the pole got to that, what did it do behind it? Geico is good man, that's who I have.. they totalled my car from hitting a street sign. The whole process was so painless it was almost like they needed me instead of the other way around.
08-08-2012, 03:37 PM
#16
2nd Gear Member
Join Date: May 2012
Location: NY
Posts: 482
You will get through this. Let your insurance company fix it right. Upgrade if you can, but it is important not to take shortcuts.
08-08-2012, 04:06 PM
#18
5th Gear Member
Join Date: Jun 2006
Location: Eureka, Mo
Posts: 4,355
It happens to everyone, 'least no one was hurt.
Lots of insurance companies will just cut you a check once you get an estimate or three. If that's the way they play it, it'll be easy to rebuild to your choosing.
When I had a garage incident last month, my insurance company said that if I went to one of their "approved" shops, the shop would be paid directly. If I opted to go somewhere else, they'd send me a check and I'd be on my own. I'd imagine that through an "approved" shop it would have been easier to make additions if the shop found more damage, but I would have gone the check route to explore aftermarket options. (Ended up discovering there was no real damage, cancelled the claim)
Lots of insurance companies will just cut you a check once you get an estimate or three. If that's the way they play it, it'll be easy to rebuild to your choosing.
When I had a garage incident last month, my insurance company said that if I went to one of their "approved" shops, the shop would be paid directly. If I opted to go somewhere else, they'd send me a check and I'd be on my own. I'd imagine that through an "approved" shop it would have been easier to make additions if the shop found more damage, but I would have gone the check route to explore aftermarket options. (Ended up discovering there was no real damage, cancelled the claim)
08-08-2012, 04:58 PM
#20
4th Gear Member
Join Date: Jun 2008
Location: MA
Posts: 1,387
Glad you are ok but just FYI, 700 seems cheap for a Carbon Fiber hood, aren't most good ones around 1400? If it is that cheap, don't expect it to look too good after a few years, I know inexpensive carbon fiber almost always turns a yellowish color after time.