Car Insurance questions.

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05-20-2010, 03:12 PM

#11

Hangwire

4th Gear Member

Join Date: Jul 2008

Location: NC

Posts: 1,956

Quote:

Originally Posted by cliffyk

I never lock my car, and usually leave the windows down unless it looks like rain. I keep nothing it it of any real value, and PATS sees to it that it cannot be stolen without a flatbed.

All locking it would accomplish would be to keep kids and punks out, kids will find nothing of interest and punks would just smash a window.

Pro car theives are smart enough to know that it takes a minimum of 30 minutes to defeat the PATS, and that a '03 GT (however modded) just isn't worth the risk...

I could never ever imagine walking away without locking my doors. Its so habitual I would like feel soooo dirty not locking it. Its like walking around with no wallet or underwear, **** just doesnt feel right. I usually keep a bag of tools/roadside assistance/parts in my trunk and my tuner in my cab. I guess those are the only things of "interest" to get unless you want my mix CDs, clear eyes and the ocassional pack of candy LOL. But still knowing this I refuse to not lock it, its almost a matter of privacy and rights. Punks could just screw your car up The Big Lebowski style and it would ruin your week.

05-20-2010, 03:15 PM

#12

PurpleIcedGT

6th Gear Member

Join Date: Aug 2009

Location: New Jersey

Posts: 6,028

LOLOL good reference there hangwire!!!

Hangwire, you ever watch that movie and drink everytime that they say "dude"? Smashed after 18minutes into the movie!

05-21-2010, 01:46 PM

#13

MidNightRunner

2nd Gear Member

Join Date: Dec 2007

Location: California

Posts: 213

Quote:

Originally Posted by devongarver

No, that is not correct. This will not be covered just because you have a receipt. You need to have the coverage ahead of time, otherwise when you file a claim, your only going to get compensated for what you have coverage for. Again, you need to have those items insure specifically, and some companies will offer packages like that. Just call the insurance company an ask, simple as that.

I think you misunderstood me, I'm not saying get insurance then mod the car and don't tell them and keep the receipt. Take the receipt to show how much you paid for the part and then you get your new monthly rate.