im only 23 yrs old and the quote was for insuring it in IL.

If i select to insure it in IA its like $5 cheaper. If i put in my dads birthday (hes 50) the rate drops to $256.

I might end up seeing how it works with having more then 1 driver.

 

65rangoon, I'm going to call my agent to verify. Ihope your right.

 

That's the reason. Expect a nice drop when you hit 25-26 (as long as your record stays clean).

Dave

 

So you are going through a local underwritting agent and not straight to Hagerty? I havent had good luck with the local Hagerty underwriter.

That is an exact copy/paste of an email i got in response to sending an email to " auto@hagerty.com " which is listed on their site as who to contact by email for questions




Theres one locally that can underwrite Hagerty policies but i didnt really care for the guy. I asked about mileage limits and it was "as little as possible, the car is going to be like a jewel to you and youll drive it very little so it doesnt matter"

Thats literally 99% accurate in how he said it. I asked 2 more times and kept getting the same thing. I asked a few other questions and he couldnt answer so i just said nah, sorry man i think ill just go straight to Hagerty then. He honestly thought i was just going to go to them to get the answers and said "well after that if you want to get a policy with them let me know"

He then got on my nerves by asking if i had looked at their financing deal on their website my exact words were "the car is paid for, i have the title in hand, i dont need to finance" hes response? well you should still look at it, it might help you a lot ... all becuase im 23 and looking for classic car insurance.

 

also, looking on Hagerty's website it states that they will insure a person who is 18 yrs old + ... to bad the kid before didnt knowthat as he was having issues finding insurance at 19

 

I thought you had to be 25?!?

 

i thought you had to be 25 as well. Here is what their website states in the FAQ's. It is the 8th Q down.

http://www.hagerty.com/NewsManager/t...&zoneid=21

 

thank you all for your response. I called today to find out my quote but the lady was busy and I had to go to work and when I got out they where closed. I think I will go in on Sat. I went to the site of Hagerty and did a quick quote it was 265 for a stock and $365 for modified. Which is not bad cause I am paying $44 a month for liability which $528 a year for liability. Did I understang right? 65rangoon you have insurance with them with out milage restrictions? Onegreedy so as long as I have regular plates the restriction won't be there? I can't wait till Sat. to go find out in person about everything. Thanks again to everyone.

 

Speaking of insurance and Companies.

I am what they call a "Professional Driver" (CDL certified)
I have been driving as a "Professional Driver" since I was 21 and I am now 35.
Since I started driving as a CDL driver I have legally logged over 2.5 MILLION Safe driving miles.
No Accidents, No saftey violations of any sort during this time.
My last speeding ticket I received was April of 1999 in my car and not my truck.
I am a home owner and insure more then one car.

Do you think I would get a insurance break of any sort? NO
The only breaks I get are for getting older/buying houses and owning more then one car. LOL

Sometimes I love AMERICA more then other times....

 

i dont have a hagerty plan as of yet, i am in the process of getting one. The email reply i post was literally from Tuesday of this week ha. My car is still insured with my Gma as its still in her name.

Hagerty & Grundy both have unlimited mileage policies but Grundy seems to have a more strict policy then Hagerty as in its NOT insured in a parking lot if you run into a store quick