Originally Posted by ironh19

I remember when my dad wrecked his 89 honda Si, it booked for like 2500, but instead they hopped on Auto trader and found one in the area for like 1500 so thats what they gave him for it. its why I dont trust insurance companies. Although Geico has been very good to me, but I have never had a major claim.

Originally Posted by LordRipberger

I would have to concur with most of the posters; it looks totaled. The engine looks to be damaged, body work will be a few thousand alone, and with all the little miscellaneous repairs adding up, it doesn't look good. I think you have a new expensive paper weight.

I have deer in Indiana too. I have hit one once. Luckily I was driving my gfs car at the time. haha. She wanted me to drive because she doesn't like driving in the dark. Oh the irony. I saved most of the car though, I was able to swerve and keep it under control where it only hit the front corner.

I put HIDs on my mustang and I cannot tell you the number of times it has prevented me from hitting night-time animals as I can see them in the field before they even enter the road.




I am very surprised by this. I don't think that is entirely legal. Using some internet price (especially on auto-trader as these are typically personal ads) is no indication of the value of the car. Insurance should at the very least give you the worth of the car. Anyone can find a cheap running car, that doesn't mean your car is any less valuable.

What if the insurance company found an ad from a rich guy who wanted to brighten someone's day and posted the same car for $1. Does the insurance suddenly only owe you $1 for your totaled car? I don't think so.

Originally Posted by ironh19

I totally agree, but at the time my dad didn't feeling like challenging it. I believe the company at the time was Allstate

Originally Posted by ZPounds07GT

That is the reason I hate them. They screw over so many people. I had to deal with them in two claims, one they didn't even pay on after they took fault and the other they tried to REPLACE my 2007 F150's frame with only 47,000 miles on it with some frame they had left in their lot of misfit vehicles.

Needless to say, I can't stand them..

But mtflyboy25, sounds good to me. I would probably go for that too but I would be looking to lower and change wheels and audio ASAP so I would just get a base model but I believe that's what you already have/had.. Correct?

Originally Posted by MustangRSG

Totaled, I hope.

Originally Posted by D'prived

Congrats! USAA is the best. About a year ago my son totaled his 2005 Suzuki Forenza which was paid off. I was expecting around 5K for it but USAA came through and gave us $7100 for it plus another $900.00 for any pain and suffering he may have gone through.

It wasn't his fault... some 16 yo girl pulled out in front of him and turned out her parents let the insurance lapse on the car she was driving. USAA said not to worry, gave us the money and sicked their lawyers on the girl and her parents. We didn't have to do anything.

Originally Posted by BigRedStang

Glad to see you're okay, and that the insurance ACTUALLY paid out.

Originally Posted by MELLOWYELLOW06

It can be fixed but my assumption is that insurance would rather blow it out as salvage than try to repair. Too many tweaked critical points on the car.

Originally Posted by dmhines

hope you have GAP insurance!

Originally Posted by delusiondejavu

First thought that came to mind.....

Originally Posted by LordRipberger

USAA sounds great, but what are their premiums? It would seem that you might pay significant more for that kind of service.

I interned at Allstate for a summer a few years back. I really don't like them that much either, hence, why I don't work with them. Did you know they don't even give their employees discounts on coverage? And their coverage packages are so bad compared to other companies that more than 60% of their employees don't even have the insurance they work for. (this % is a guess based on the few people I spoke with while working there - by no means a true statement, but it still raises concern). The commercials are very misleading in my opinion.