2005-2014 Mustangs Discussions on the latest S197 model Mustangs from Ford.

wrecked

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Old May 14, 2008 | 06:10 PM
  #41  
pascal's Avatar
pascal
S197 Section Modder-ator
 
Joined: Sep 2007
Posts: 13,373
From: Orlando FL
Default RE: wrecked

USAA is the best in the Country...
Second is AMICA Mutual.

Some of you guys are talking out of your @sses too...

First of, a car gets totaled when the cost of the repair hits more than 75% of the value, few exceptions like classic and exotic cars.
So if your car is worth $30K, they will fix a $21K damage. Past that, it goes to the junk pile.

Second, when you're not at fault, your premium won't raise nor is your deductible applies.
If the other Insurance is a joke, you get yours involved to fightfor you.
It helps expediating the process and if there's a law suit, let your Insurance suing the losers instead of you. They have more weight.


For personal injuries, don't play around...
Go get checked ASAP and don't sign anything until you know what's wrong with you.

I have the feeling thatyour car won't get totaled, judging by those pics.
They used to allow clipping cars (rear impact only)but after a few law suits, the Insurance companies were forbiden to go that route.

In your case, it would have been the perfect candidate.
Would have taken less than a week.
Make a clean cut right before the quarter panels and below the roof line,then put another half from a salvage yard that you trim cut the same way and weld it flush.

I did this a lot back in the days but now, you can't clip anymore.
You have to buy every single part that is mangled and play Lego with the car.
Cost a lot more...


I hope that you won't have any residual health problems from that wreck.

Good luck man.
Old May 14, 2008 | 06:25 PM
  #42  
badger2840's Avatar
badger2840
1st Gear Member
 
Joined: Feb 2008
Posts: 113
From: Canada
Default RE: wrecked

Man i would have gone ballistic on that kid. same thing happened to me about 10 years ago and i almost died.Guy was doing 160 km/h when he saw trafffic stopped ahead left about 50 feet of brake marks and slammed into my ***. I woke up at the hospital and lived through painful hell for 6 months . My car at the time was a Hyundai Accent and i had just dropped off my daughter at daycare..Her baby seat was shoved through the front windshield.
Count yourself lucky man its just metal....but i know the feeling of getting something you take care off getting fudged up by an idiot.
Old May 14, 2008 | 06:27 PM
  #43  
Kara's Avatar
Kara
4th Gear Member
 
Joined: Jan 2008
Posts: 1,710
From:
Default RE: wrecked

suck[:@]
Old May 14, 2008 | 07:36 PM
  #44  
Boozshey's Avatar
Boozshey
5th Gear Member
 
Joined: May 2005
Posts: 4,204
From: Tampa
Default RE: wrecked

Dude be sure to goto the doc and do a full round of adjustments then get a good pain and suffering settlement. Then let the mods begin...
Old May 14, 2008 | 07:48 PM
  #45  
SkyMaster19's Avatar
SkyMaster19
2nd Gear Member
 
Joined: Oct 2006
Posts: 156
From: West Palm Beach
Default RE: wrecked

ORIGINAL: Maverickaf17

Don't you have GAP Warranty?
I've been with USAA since 1974 (yea an old guy). They're one of the best rated insurers in the business. IF you question the appraiser, call the adjuster assigned the case, and ask for a second look. I can't remember if USAA still offers GAP (I hope so for your sake).
Old May 14, 2008 | 08:07 PM
  #46  
07BLACKGT's Avatar
07BLACKGT
5th Gear Member
 
Joined: Nov 2006
Posts: 2,935
From: Alabama
Default RE: wrecked

That is sooo totalled.
Don't let insurance pull some stunt like NOT totalling it.

That ride is ****ed.
I have a feeling that was much faster than 40 mph too.
I got hit at 35-40 mph, same deal as you, except I only got visible damage to the bumper (lots of damage behind it) and the exhaust. I was hit by a car though, so that mightbe the reason... and she went under me. Her car was totalled and she was injuired.
Still though, that looks like a 55 mph hit IMO, look at the way the whole back of the car is sitting way higher than the front (in the last pic).

Sigh, and now you're gonna have your eyes glued on the rearview mirror for the next year. [&o]
Old May 14, 2008 | 08:43 PM
  #47  
poohflingr's Avatar
poohflingr
2nd Gear Member
 
Joined: Jun 2007
Posts: 264
From:
Default RE: wrecked

ORIGINAL: pascal

USAA is the best in the Country...
Second is AMICA Mutual.

Some of you guys are talking out of your @sses too...

First of, a car gets totaled when the cost of the repair hits more than 70% of the value, few exceptions like classic and exotic cars.
So if your car is worth $30K, they will fix a $21K damage. Past that, it goes to the junk pile.

Second, when you're not at fault, your premium won't raise nor is your deductible applies.
If the other Insurance is a joke, you get yours involved to fightfor you.
It helps expediating the process and if there's a law suit, let your Insurance suing the losers instead of you. They have more weight.


For personal injuries, don't play around...
Go get checked ASAP and don't sign anything until you know what's wrong with you.

I have the feeling thatyour car won't get totaled, judging by those pics.
They used to allow clipping cars (rear impact only)but after a few law suits, the Insurance companies were forbiden to go that route.

In your case, it would have been the perfect candidate.
Would have taken less than a week.
Make a clean cut right before the quarter panels and below the roof line,then put another half from a salvage yard that you trim cut the same way and weld it flush.

I did this a lot back in the days but now, you can't clip anymore.
You have to buy every single part that is mangled and play Lego with the car.
Cost a lot more...


I hope that you won't have any residual health problems from that wreck.

Good luck man.
Thank you for stopping the madness! All you guys making these idiotic and stupid comments about what is totalled and who pays for what are wrong! I work at USAA and can tell you with certainty that you do not make a claim with your insurance company if you aren't at fault. The only exception to the rule is if the other driver is uninsured. The at fault party is responsible for the repairs and you choose the shop that does the work. And you don't get your rates raised if you aren't at fault! Whoever said that probably thinks red cars have higher insurance rates! Bottom line is, stop listening to mommy and daddy when it comes to insurance.
Old May 14, 2008 | 08:58 PM
  #48  
pascal's Avatar
pascal
S197 Section Modder-ator
 
Joined: Sep 2007
Posts: 13,373
From: Orlando FL
Default RE: wrecked

I was wondering where you were... Those are thread where you're very useful.
I say that car is savable, what you think?
It's barely a year old if I understand correctly.
Old May 14, 2008 | 09:40 PM
  #49  
dmhines's Avatar
dmhines
5th Gear Member
 
Joined: Aug 2006
Posts: 2,460
From: Cumming, GA
Default RE: wrecked

Good luck getting it totaled ... I'm in Georgia and tried to get my 2006 V6 totaled last year with $11,000 in damage ... they wouldn't total it ... they (Progressive) said damage repair bill needed to be 75% of value of car ... they used NADA.COM for value .....
Old May 14, 2008 | 09:56 PM
  #50  
moosestang's Avatar
moosestang
6th Gear Member
 
Joined: Sep 2006
Posts: 11,278
From: Gainesville, FL
Default RE: wrecked

They will fix it, no problem.

It's stories like this that remind me why I don't keep a gun in my car.



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