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Technically, they do. If you call and ask they will tell you anything over 3,000 miles a year tells them it's a daily driver and they have to classify it differently and charge you more.
"Hagerty provides coverage for vehicles that are used on an occasional basis -- e.g. club functions, exhibitions, organized meets, tours and limited pleasure driving. "
Kind of offtopic. I have to have full coverage because I took out a loan to purchase my car. Would Hagerty or some other classic car insurance company be able to satisfy the loan's requirements?